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National Insurance Home Insurance Overview
National Insurance Company, Indias one of the largest and oldest general insurance company which provides tailor made and comprehensive insurance plans. Its the only Public Sector General Insurance Company to introduce product customization both Corporate and Rural insurance plans. General Insurance of this Group is a important sector where the company promises to deliver a product which meets the requirements of a common man. Multiple insurance plans like Motor Insurance Plans, Two wheeler insurance plans, Health Insurance Plans, Rural Insurance Plans, Industrial Insurance Plan, Commercial Risk Insurance Plans, Personal Accident Plans, Home Insurance Plans for Individuals and other types of insurance too which are tailor made and customer friendly and completely transparent. Home is considered to be the biggest asset in any individuals life and is definitely a much treasured possession and a precious venture, where one is attached to each other and a family is formed. Thereafter, each and every moment in that house becomes priceless with time spent with the family and one gets attached to every corner of the house and its belongings. Therefore, its absolutely necessary to protect this dream or this asset from any unforeseen circumstances which might occur at any point of time. National Insurance has comprehensive Home Insurance Plans which protects the house in every possible way. An ideal solution to invest in National Insurance home insurance plans which offers an extensive coverage for the house and the household contents. The plan provides absolute and complete financial assistance and support with timely payouts. National Insurance Home Insurance plans can be easily availed by home owners with much affordable premiums. Here we will discuss about the National Insurance Home Insurance plans.
Claim Process under the plan:
The claim service of the company is highly efficient and of high standard. One can make 24×7 claims notification. Timely customer service and assistance along with survey and further assistance within a day. Simple claims procedure and ensuring high customer satisfaction. Call at the toll free no of the company and lodge the claim. The following details are to be furnished: Nature of loss. Location of loss. Amount of loss Policy Number. Insured Contact Details. Claim representative will contact the insured person for further process. Claim representative will provide the claim reference number for future reference. FIR will be needed for compulsorily for Malacious Damage Riot and Strike Terrorism, Burglary, Theft. But the same is not needed for flood, storm, lightning, subsidence, earthquake, Impact Damage due to Aircraft Losses. After the claim gets submitted and the same is approved, a text message will be sent intimating the surveyor details. A Surveyor is appointed to assess the loss of the insured house and inspection of the same. Post which the approval is given and the insured is intimated about the claim status. The Surveyor will contact for suitable time for survey and will conduct the survey. After this, the claim will be processed.
National Home Insurance – FAQs
1. How to pay a premium? What are the modes of payment available? The National Insurance Company offers 2 modes of premium payment namely: Cash payment at the branch Online Payment For the online payment mode, the policyholder can pay via; Credit Card, Debit Card Net banking 2. How can I check policy status for National home insurance? To check policy you can log into thee-Portal with your valid credentials. 3. What is the policy renewal process for National home insurance? Registered policyholders can pay online in 3 easy steps Step1: Enter your Policy Number and Date of Birth to login into e-portal Step2: Select the payment option- Debit/Credit Card or Net Banking Step3: Print/save the premium deposit receipt upon successful payment Alteranatively, you can renew by Mobile 4. What is the companys process to settle claim for National home insurance? You need to fill the claim form and attach it with relevant documents to the Policy issuing office either directly or by an authorised Agent. Upon satisfactory evaluation, the claim will be settled in full within a few days. 5. What is the policy cancellation process for National home insurance? Walk into your nearest branch with your policy documents and a duly filled surrender form. Upon successful acceptance at the counter, your policy will be cancelled and refunds directly credited in your bank account. IDFC Bank Fixed Deposit Plans
Why one should avail National Insurance Home Insurance Plan?
There are a number of reasons as to why one should avail Home Insurance Plans from National Insurance Company; these can be summarized as follows: Home Insurance Plans covers the loss from burglary, fire and natural calamities. This plan provides full guard to the property and its content. Under specific plans, a benefit of renting an alternate accommodation is also applicable. All plans come with low cost premium under the plans with rebates. Various plans are there to choose. Coverage upto 10 years for structure and 5 years for contents and 5 years for structure and content. Instant Online Policy.
Exclusions of the plan:
No indemnity is allowed in the following situations: Loss and /or damage which arises due to war whether declared or not, invasion, hostilities, act of foreign enemy , civil war, mutiny or civil commotion. Loss/ damage/ destruction caused directly or indirectly to the property insured byThe plan also does not cover the loss/ damage/ destruction caused to the property of the insured due to pollution or by contamination. Ionizing, radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste. Radioactive toxic explosives. The plan does not cover the loss/ damage/ destruction to stock in cold storage caused due to change in temperature. The plan does not cover loss or damage caused to any electrical machine, apparatus, fixture or fitting arising out of overrunning, excessive pressure , self heating, short circuiting, arcing, or leakage of electricity. All expensed incurred for Architects, Surveyors, and Consulting Engineers fees and debris removal by the insured following the loss in excess of 3% and 1% of the claim amount respectively. The plan does not cover the loss by theft during or after the incident of any of the insured perils except as provided under riot, strike and malicious damage cover. The plan does not cover the loss of earnings or any other consequential or indirect loss and damage of any kind. Loss or damage due to earthquake, volcanic eruptions or other convulsions of nature. The plan does not cover the loss or damage to the property insured if removed to any building or place other than in which it is except for machinery and equipment temporarily removed for cleaning , repair, renovation or similar other purposes for not more than 60 days. The plan does not cover the loss by theft during or after the incident of any of the insured perils except as provided under riot, strike and malicious damage cover. Loss of earnings or any other consequential or indirect loss and damage of any kind is not covered under the plan.
Documents needed to register a claim under the plan
Documents which are to be submitted at the time of registering a claim are as under: Duly filed claim form. Police FIR /Charge Sheet ( notarized copy) List of items lost in the incident with their purchase bill or receipt. Occupancy Certificate( notarized copy) Fire Brigade Report( notarized copy) Invoices if the same is available for contents. Original Repair Bills. Contact Email at nic[dot]misc[at]nic[dot]co[dot]in
National Insurance Home Insurance Overview
National Insurance Company, Indias one of the largest and oldest general insurance company which provides tailor made and comprehensive insurance plans. Its the only Public Sector General Insurance Company to introduce product customization both Corporate and Rural insurance plans. General Insurance of this Group is a important sector where the company promises to deliver a product which meets the requirements of a common man. Multiple insurance plans like Motor Insurance Plans, Two wheeler insurance plans, Health Insurance Plans, Rural Insurance Plans, Industrial Insurance Plan, Commercial Risk Insurance Plans, Personal Accident Plans, Home Insurance Plans for Individuals and other types of insurance too which are tailor made and customer friendly and completely transparent. Home is considered to be the biggest asset in any individuals life and is definitely a much treasured possession and a precious venture, where one is attached to each other and a family is formed. Thereafter, each and every moment in that house becomes priceless with time spent with the family and one gets attached to every corner of the house and its belongings. Therefore, its absolutely necessary to protect this dream or this asset from any unforeseen circumstances which might occur at any point of time. National Insurance has comprehensive Home Insurance Plans which protects the house in every possible way. An ideal solution to invest in National Insurance home insurance plans which offers an extensive coverage for the house and the household contents. The plan provides absolute and complete financial assistance and support with timely payouts. National Insurance Home Insurance plans can be easily availed by home owners with much affordable premiums. Here we will discuss about the National Insurance Home Insurance plans.
Claim Process under the plan:
The claim service of the company is highly efficient and of high standard. One can make 24×7 claims notification. Timely customer service and assistance along with survey and further assistance within a day. Simple claims procedure and ensuring high customer satisfaction. Call at the toll free no of the company and lodge the claim. The following details are to be furnished: Nature of loss. Location of loss. Amount of loss Policy Number. Insured Contact Details. Claim representative will contact the insured person for further process. Claim representative will provide the claim reference number for future reference. FIR will be needed for compulsorily for Malacious Damage Riot and Strike Terrorism, Burglary, Theft. But the same is not needed for flood, storm, lightning, subsidence, earthquake, Impact Damage due to Aircraft Losses. After the claim gets submitted and the same is approved, a text message will be sent intimating the surveyor details. A Surveyor is appointed to assess the loss of the insured house and inspection of the same. Post which the approval is given and the insured is intimated about the claim status. The Surveyor will contact for suitable time for survey and will conduct the survey. After this, the claim will be processed.
National Home Insurance – FAQs
1. How to pay a premium? What are the modes of payment available? The National Insurance Company offers 2 modes of premium payment namely: Cash payment at the branch Online Payment For the online payment mode, the policyholder can pay via; Credit Card, Debit Card Net banking 2. How can I check policy status for National home insurance? To check policy you can log into thee-Portal with your valid credentials. 3. What is the policy renewal process for National home insurance? Registered policyholders can pay online in 3 easy steps Step1: Enter your Policy Number and Date of Birth to login into e-portal Step2: Select the payment option- Debit/Credit Card or Net Banking Step3: Print/save the premium deposit receipt upon successful payment Alteranatively, you can renew by Mobile 4. What is the companys process to settle claim for National home insurance? You need to fill the claim form and attach it with relevant documents to the Policy issuing office either directly or by an authorised Agent. Upon satisfactory evaluation, the claim will be settled in full within a few days. 5. What is the policy cancellation process for National home insurance? Walk into your nearest branch with your policy documents and a duly filled surrender form. Upon successful acceptance at the counter, your policy will be cancelled and refunds directly credited in your bank account. IDFC Bank Fixed Deposit Plans
Why one should avail National Insurance Home Insurance Plan?
There are a number of reasons as to why one should avail Home Insurance Plans from National Insurance Company; these can be summarized as follows: Home Insurance Plans covers the loss from burglary, fire and natural calamities. This plan provides full guard to the property and its content. Under specific plans, a benefit of renting an alternate accommodation is also applicable. All plans come with low cost premium under the plans with rebates. Various plans are there to choose. Coverage upto 10 years for structure and 5 years for contents and 5 years for structure and content. Instant Online Policy.
Exclusions of the plan:
No indemnity is allowed in the following situations: Loss and /or damage which arises due to war whether declared or not, invasion, hostilities, act of foreign enemy , civil war, mutiny or civil commotion. Loss/ damage/ destruction caused directly or indirectly to the property insured byThe plan also does not cover the loss/ damage/ destruction caused to the property of the insured due to pollution or by contamination. Ionizing, radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste. Radioactive toxic explosives. The plan does not cover the loss/ damage/ destruction to stock in cold storage caused due to change in temperature. The plan does not cover loss or damage caused to any electrical machine, apparatus, fixture or fitting arising out of overrunning, excessive pressure , self heating, short circuiting, arcing, or leakage of electricity. All expensed incurred for Architects, Surveyors, and Consulting Engineers fees and debris removal by the insured following the loss in excess of 3% and 1% of the claim amount respectively. The plan does not cover the loss by theft during or after the incident of any of the insured perils except as provided under riot, strike and malicious damage cover. The plan does not cover the loss of earnings or any other consequential or indirect loss and damage of any kind. Loss or damage due to earthquake, volcanic eruptions or other convulsions of nature. The plan does not cover the loss or damage to the property insured if removed to any building or place other than in which it is except for machinery and equipment temporarily removed for cleaning , repair, renovation or similar other purposes for not more than 60 days. The plan does not cover the loss by theft during or after the incident of any of the insured perils except as provided under riot, strike and malicious damage cover. Loss of earnings or any other consequential or indirect loss and damage of any kind is not covered under the plan.
Documents needed to register a claim under the plan
Documents which are to be submitted at the time of registering a claim are as under: Duly filed claim form. Police FIR /Charge Sheet ( notarized copy) List of items lost in the incident with their purchase bill or receipt. Occupancy Certificate( notarized copy) Fire Brigade Report( notarized copy) Invoices if the same is available for contents. Original Repair Bills. Contact Email at nic[dot]misc[at]nic[dot]co[dot]in