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Omp For Employment And Studies
This Policy covers medical expenses, dental expenses, personal accident benefit, checked-in baggage loss, loss of passport, compassionate visit, study interruption, etc for students travelling abroad for higher studies/ individuals going abroad for employment. Key Features Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips. Persons going abroad on employment and study are covered under policy Free Look Period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy 30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.
Exclusions
Cosmetic surgery pregnancy related costs Any person travelling with/for treatment of a disease. Suicide, Illness, sexually transmitted diseases, mental or nervous disorder, anxiety, stress or depression. War perils nuclear perils. Suicide or attempted suicide. Any diseases existing / treated prior to one year of commencement of risk whether declared or not. Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
Benefits
PLAN – CEMPLOYMENT & STUDY (EXCLUDING USA & CANADA) AGE LIMIT: 5 years to 60 years TRIP LIMIT: Minimum 2 months Maximum 12 months and for renewals minimum 1 month and maximum 12 months. Other benefits like repatriation of remains and reunion expenses will also be covered subject to policy limits in both the above plans.
Documents Required To Buy The Policy
Application form/ proposal form Valid address Proof Photographs Medical examination report from authorized hospitals(in some cases)
Omp For Employment And Studies
This Policy covers medical expenses, dental expenses, personal accident benefit, checked-in baggage loss, loss of passport, compassionate visit, study interruption, etc for students travelling abroad for higher studies/ individuals going abroad for employment. Key Features Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips. Persons going abroad on employment and study are covered under policy Free Look Period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy 30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.
Exclusions
Cosmetic surgery pregnancy related costs Any person travelling with/for treatment of a disease. Suicide, Illness, sexually transmitted diseases, mental or nervous disorder, anxiety, stress or depression. War perils nuclear perils. Suicide or attempted suicide. Any diseases existing / treated prior to one year of commencement of risk whether declared or not. Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
Benefits
PLAN – CEMPLOYMENT & STUDY (EXCLUDING USA & CANADA) AGE LIMIT: 5 years to 60 years TRIP LIMIT: Minimum 2 months Maximum 12 months and for renewals minimum 1 month and maximum 12 months. Other benefits like repatriation of remains and reunion expenses will also be covered subject to policy limits in both the above plans.
Documents Required To Buy The Policy
Application form/ proposal form Valid address Proof Photographs Medical examination report from authorized hospitals(in some cases)