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An Overseas Mediclaim Policy for Employment is designed for individuals working abroad and typically covers work-related risks and medical emergencies. A policy for Studies is tailored for students and includes coverage for academic-related interruptions and medical emergencies.

To choose the best policy, consider factors such as coverage for medical emergencies, repatriation, loss of personal belongings, trip interruption, and any specific needs related to your employment or academic situation. InsureMile’s comparison tool can help you evaluate different policies.

Yes, many insurers offer the option to customize your policy with additional coverages such as dental care, maternity benefits, or mental health support. Check with InsureMile or the insurer directly for available customization options.

If you lose important documents like your passport, contact your insurer immediately. Your policy may cover the costs associated with replacing lost documents. Additionally, contact the local embassy or consulate for assistance.

Common exclusions can include pre-existing medical conditions, self-inflicted injuries, participation in hazardous activities, and treatments that are not medically necessary. Always read the policy terms and conditions carefully to understand what is excluded.

Emergency medical evacuation is typically covered if you require urgent medical treatment that is not available locally. The insurer will arrange and cover the costs of transportation to the nearest suitable medical facility.