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Reliance Bike Insurance Overview
Reliance Two wheeler insurancestrong by Reliance General Insurance Company Limited is pioneer in bike insurance sector and is a part of Reliance Capital Ltd. One of the leading companies in the general insurance business Reliance General Insurance Company has carved out a space in the industry. The company deals in different types of non-life business which also includes two-wheeler insurance.
Reliance Bike Insurance
Reliance Two wheeler insurancestrong by Reliance General Insurance Company Limited is pioneer in bike insurance sector and is a part of Reliance Capital Ltd. One of the leading companies in the general insurance business Reliance General Insurance Company has carved out a space in the industry. The company deals in different types of non-life business which also includes two-wheeler insurance.
Advantages of buying a Reliance Bike insurance
The two-wheeler plan offered by Reliance General Insurance offers a host of advantages in the form of additional features. The following are the advantages of availing a plan from Reliance General Insurance.pul styletext-align justify liThere are additional add-on covers available under the plan which offers the facility of enhanced coverage and customization of the planli liThere is a facility of cashless claim settlement across preferred 159 network garagesli liThe company specializes in servicing of claims and their settlement in the fastest possible time. The claim settlement process adopted by the company is hassle-free and simplified.li liThe insurance plan can be bought or renewed online through an easy and fast application process. The customer simply has to visit the companys website and choose motor insurance tab under which a Two-wheeler insurance plan is offered to the customers onlineli liThe company provides a 247 telephone support and assistance to deal with claims raised by customers which is available even on holidaysli liA No Claim Bonus is given to policyholders for every claim-free year. The bonuses accumulated for subsequent claim-free years. The rate of the No Claim Bonus offered by the company is 20% for the first year 25% for two consecutive years 35% for three consecutive years 45% for 4 consecutive years and 50% for five consecutive years.li liThere is also a concept of voluntary deductibles which can be chosen by the policyholder to lower the premiums payable. A deductible of Rs.500 to Rs.1500 can be chosen thereby lowering the premium by 5%-20% or by Rs.50 to Rs.200li ulh2 styletext-align justifystrongScope of Coverage in Reliance Two Wheeler Insurance The following contingencies are covered for in the two-wheeler insurance plan offered by Reliance Generalpul styletext-align justify liFire self-ignition or lightning explosion earthquake typhoonflood hurricane tempest storm inundation hailstormcyclone etc. which are natural events and can cause any damage to the vehicleli liMan-made causes which incur loss for instance theft riot burglarystrike accident through external means malicious act damage to the two-wheeler in transit by inland waterway road rail lift elevator or air or terrorist activityli liA third party cover which covers damages made to third party or property and which is legally mandatory in nature.
Documents required for Reliance Bike Insurances
No documents are required to be submitted under the plan but the policyholder has to provide the following details to avail of the planpul styletext-align justify liRegistration Numberli liEngine Numberli liChassis Numberli liPrevious Policy Number if applicableli liVehicle Manufacturing Dateli liDate and city of purchaseli liContact details of the policyholderli liCopy of the vehicles RC Bookli ulh2 styletext-align justifystrongAdd-on Covers under Reliance General Two Wheeler Insurancestrongh2p styletext-align justifyThe plan offers two kinds of add-on covers to enhance the coverage. The following add-on covers are available under the planpp styletext-align justifystrongNil Depreciation Coverstrong – This cover provides protection against the reduction in the value of the vehicle owing to the depreciation of the vehicle. At the time of claim a major proportion of the deduction in claim is charged based on the age and the value of the depreciated parts which are replaced. With this cover no deductions are done on the cars parts except tyres and tubes. However certain things have to be kept in mind before opting for this coverpul styletext-align justify liThe coverage is offered only on rubber nylon and plastic parts and fiber-glass components of the vehicleli liVehicles of a maximum age of 2 years can only be coveredli liA maximum of 2 claims per policy period is available under the coverli liThe extra coverage can be added at the time of purchase of a new vehicle or at the time of renewalli liOnly two-wheelers are covered under the coverli liThe claim under the cover is settled by the company only if the repairs area done by or at authorized dealers or workshopsli liIndemnity to total loss constructive total loss or theft claims are not granted under the coverli liTyres and tubes are excluded from the scope of coverage and so are the parts not approved by the Motor Insurance Policyli ulp styletext-align justifystrongPersonal Accident Bundle Coverstrong The Company offers personal accident bundle cover which provides for cover in cases of death or permanent disablement of the plan buyer in a any part of the world irrespective of the driver of the vehicle. The amount of sum insured differs depending upon the type of physical damage caused to the plan buyer. The list of benefits and the sum insured amount is given belowpul styletext-align justify liIn cases of death or permanent total disability the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.5 lakhs.li liIn case of loss or physical separation of two limbs or loss of sight for both eyes the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.5 lakhs.li liIn case of loss or physical separation of one limb and loss of sight of one eye the company gives a compensation standing at the rate of 100% of the capital sum insured which is fixed at Rs.5 lakhsli liIn case of loss or physical separation of one limb or loss of sight of one eye the company gives a compensation standing at the rate of 50% of the capital sum insured where the Capital Sum Assured is Rs.5 lakhs and the resultant compensation is Rs.2.5 lakhsli ulh2 styletext-align justifystrongMethod of Reliance Two Wheeler Insurance Claim Settlement strongh2p styletext-align justifyA policyholder making a claim should follow the following steps to raise and settle the two-wheeler claimpul styletext-align justify liThe claim has to be registered by calling the companys toll free helpline number immediately when the claim arisesli liThe vehicle should be taken to any of the authorized garages for repairs and the required documents need to be submitted to the surveyorli liThe company will then confirm the liabilityli liIn case of Cashless facility through repairs done at authorized garages the company directly settles the bill with the garageli liIn case repairs are not done at any authorized garage the policyholder foots the bills himself. He then submits the bills and the claim form to the surveyor or company and the claim is settledli liThe vehicle is then delivered to the policyholderli ulh2 styletext-align justifystrongApplying for Two-Wheeler Insurance Plans from Reliance strongh2p styletext-align justifyTwo – wheeler insurance plans offered by the company can be applied to through multiple channels likepul styletext-align justify liIndividuals desirous of availing any plan can simply call the Sales helpline of the company and speak to the customer service representative.li liThey can provide their name and mobile number on the website of the company and request for a call backli liOnline car insurance plans can be simply applied by visiting the companys official website reliancegeneral[dot]co[dot]in and purchase the plan.li liLastly customers may also visit the companys branches or get in touch with an agent to buy the plans required.li ulp styletext-align justifystrongYou can also check insurance for the following bike modelsstrongpul styletext-align justify lia hrefmotor-insurancetwo-wheeler-insurancehero-splendor-plusspan stylefont-size 12.16px line-height 1.3emHero Splendor Plus Insurancespanali lia hrefmotor-insurancetwo-wheeler-insurancetriumph-bonneville-t100span stylefont-size 12.16px line-height 1.3emTriumph Bonneville T100 Insurancespanali lia hrefmotor-insurancetwo-wheeler-insurancebajaj-discover-150sspan stylefont-size 12.16px line-height 1.3emBajaj Discover 150S Insurancespanali lia hrefmotor-insurancetwo-wheeler-insurancetvs-maxspan stylefont-size 12.16px line-height 1.3emTVS MAX Insurancespanali lia hrefmotor-insurancetwo-wheeler-insurancebenelli-tnt600ispan stylefont-size 12.16px line-height 1.3emBenelli TNT600i Insurancespanali lia hrefmotor-insurancetwo-wheeler-insurancebmw-r1200span stylefont-size 12.16px line-height 1.3emBMW R1200 Insurancespanali lia hrefmotor-insurancetwo-wheeler-insuranceharley-davidson-street-bobspan stylefont-size 12.16px line-height 1.3emHarley Davidson Street Bob Insurancespanali ulh2 styletext-align justifystrong RelianceTwo Wheeler Insurance- FAQsstrongh2p styletext-align justifystrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3em1. spanspan styletext-align justify font-size 12.1599998474121px line-height 1.3emHow to pay a premium What are the modes of payment availablespanstrongpp styletext-align justifyspan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyThe Reliance General Insurance Company offers 2 modes of premium payment namelyspanpul styletext-align justify lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyCash payment at the branchspanli lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyOnline Paymentspanli ulp styletext-align justifyspan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyFor the online payment mode the policyholder can pay viaspanpul styletext-align justify lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyCredit Cardspanli lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyDebit Card using ATM PINspanli lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyDebit card using 3 D securespanli lispan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyNet bankingspanli ulp styletext-align justifystrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3em2. spanspan styletext-align justify font-size 12.1599998474121px line-height 1.3emHow can I check policy status for Reliance two wheeler insurancespanstrongbr span stylefont-size 12.1599998474121px line-height 1.3em text-align justifyYou can check the policy status online with username amd password in the Login tab on the home page.spanbr br strongspan styletext-align justify font-size 12.1599998474121px line-height 1.3em3. spanspan styletext-align justify font-size 12.1599998474121px line-height 1.3emWhat is the policy renewal process strongspan styletext-align justify font-size 12.1599998474121px line-height 1.3emfor Reliancestrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3emtwo wheelerspanstrong insurancespanstrongspanstrongbr span stylefont-size 12.1599998474121px line-height 1.3em text-align justifyYou can go for the online renewal on the website of the company. To renew the policy online you need to provide current policy details such as policy number Name Vehicle registration number e-mail address and contact details. Then you can have a premium calculation and if you proceed for the payment it will carry you to the payment gateways. As soon as you pay the premium your policy is renewed.spanpp styletext-align justifystrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3em4. spanspan styletext-align justify font-size 12.1599998474121px line-height 1.3emWhat is the companys process to settle claim strongspan styletext-align justify font-size 12.1599998474121px line- height 1.3emfor Reliancestrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3emtwo wheelerspanstrong insurancespanstrongspanstrongbr span stylefont-size 12.1599998474121px line-height 1.3em text-align justifyTo settle the claim you can intimate the company by filling a form online and uploading relevant documents.spanbr span stylefont-size 12.1599998474121px line-height 1.3em text- align justifyUpon successful acceptance of the process the claims is settled with a week.spanpp styletext-align justifystrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3em5. spanspan styletext-align justify font-size 12.1599998474121px line-height 1.3emWhat is the policy cancellation process strongspan styletext-align justify font-size 12.1599998474121px line-height 1.3emfor Reliancestrongspan styletext-align justify font-size 12.1599998474121px line-height 1.3emtwo wheelerspanstrong insurancespanstrongspanstrongbr span stylefont-size 12.1599998474121px line-height 1.3em text-align justifySubmit the policy documents with surrender form at the nearest branch. Upon successful proceeding the refund is deposited directly in your bank account and the policy stand cancelled.spanpp styletext-align justifystrongYou might be interested following insurance plans provided bystrongstrongstrongstrongReliance General Insurancestrongpul styletext-align justify lia hrefinsurance-companiesreliance-general-health-insurance target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Health Insurancespanali lia hrefinsurance-companiesreliance-general-car-insurance target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Car Insurancespanali lia hrefinsurance-companiesreliance-general-commercial-vehicle-insurance target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Commercial Vehicle Insurancespanali lia hrefinsurance-companiesreliance-general-travel-insurance target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Travel Insurancespanali lia hrefinsurance-companiesreliance-general-home-insurance target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Home Insurancespanali lia hrefinsurance-companiesreliance-general-personal-accident target_blankspan stylefont-size 12.16px line-height 1.3emReliance General Personal Accidentspanali ulp styletext-align justifystrongstrongpp styletext-align justifyspan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyspanpp styletext-align justifyspan stylefont-size 12.1599998474121px line-height 1.3em text-align justifyspanpp styletext-align justifyp
Features & Benefits of Reliance Bike Insurance
All Reliance two-wheeler insurance plans have some basic features which are mentioned belowpul styletext-align justify liThere are two types of variants in which the a hrefmotor-insurancetwo-wheeler-insurance target_blanktwo-wheeler Insurancea plan can be issued. One is the Third Party Liability Only policy and one is the Package Policyli liA third party liability policy is a mandatory policy as per law and would provide only the basic coverage. This policy will cover any sort of bodily injuries or death which an individual different from you might suffer as a direct result of your vehicle any damages to any other individuals vehicle whether it is a two-wheeler or a four-wheeler and also any damage to any property due to your vehicle. This policy does not cover any ensuing damages to yourself or your vehicleli liA comprehensive package policy will cover all the facets of a Third Party Liability policy and will also provide coverage to you if you suffer any injuries and also your motorbike if it is damaged or stolen. This is the reason it is called a package policy.li liThe two-wheeler insurance plan whether it is issued as any variant will be issued for a period of 1 year and after the completion of this tenure the plan has to be renewed.li liThe premium of this policy would depend on the Insured Declared Value of your vehicle which is also called IDV in short. Various companies compute different IDVs and the premium is directly proportional to the IDV
Exclusions under the Reliance General Bike Insurance
The plan does not cover the following damages incurred on the vehiclepul styletext-align justify liWear and tear and general ageing of the two-wheelerli liAny sort of electrical or mechanical breakdownli liSituations where the vehicle is used against its limitationsli liDepreciation andits consequential lossli liDamage to or by a person driving the vehicle without having valid driving licenseli liAny damage done to the vehicle or by the vehicle if the person is driving under the influence of alcoholli liAn amount of compulsory deductible payable by the policyholder in cases of claimli
Have you used this product?
The plan does not cover the following damages incurred on the vehiclepul styletext-align justify liWear and tear and general ageing of the two-wheelerli liAny sort of electrical or mechanical breakdownli liSituations where the vehicle is used against its limitationsli liDepreciation andits consequential lossli liDamage to or by a person driving the vehicle without having valid driving licenseli liAny damage done to the vehicle or by the vehicle if the person is driving under the influence of alcoholli liAn amount of compulsory deductible payable by the policyholder in cases of claimli