Royal Sundaram Health Insurance
Royal Sundaram is a leading player in the Indian insurance industry providing a solid range of insurance products on various sectors like auto, travel, home, business. The most robust and insurance plans with wide range of benefits and inexpensive insurance plans is the Health Plans. In fact, Royal Sundaram was the first insurance company to introduce concepts like cashless claims processes, cash allowances for hospitalization and value add partnerships with top institutions to have an extended market research.
Royal Sundaram Lifeline Health Insurance Plans
Lifeline Health Insurance Plans is a type of insurance plan which an individual can take for himself or for his family. Lifeline comes in three variants namely
Lifeline Classic Health Insurance Plan
Lifeline Supreme Health Insurance Plan
Lifeline Elite Insurance Plan
Lets look at the benefits and coverage of Royal Sundaram Lifeline Health Insurance Plans:
Eligibility for Royal Sundaram Health Insurance Policy:
Any individual aged between 18 years can apply for this Royal Sundaram mediclaim plan. Dependent children more than 91 days old and less than 25 years of age can be included under this plan. No maximum age requirement is there for this health insurance policy. A maximum of 6 members can be covered under a single lifeline insurance plan.
Royal Sundaram mediclaim policy comes in the duration of 1, 2 and 3 years respectively. A special discount can be availed to the tune of 7.5% or 12% if one opts for 2 years and 3 years tenure respectively.
Premium Payable and Zonal Pricing:
The premium amount for Royal Sundaram mediclaim is formulated on the following basis:
Applicants sum insured and age
Applicants zone or location
The amount of premium varies according to the sum insured, age and location of the applicant. Additionally, the premium depends on the `zone” where the applicant lives as payment of premium comes under the concept of “zonal pricing” as follows: Zone 1: It includes Delhi , Mumbai , Bangalore, Chennai, Pune, Kolkata, Hyderabad and Gujarat with 0% discount. Zone 2: Rest of India: 15% discount.
Claim Process of Royal Sundaram Health Insurance Policy :
In case of planned hospitalization, Royal Sundaram should be intimated within 48 hours prior to hospitalization and in case of emergency within 24 hours.
The following details needs to be provided:
Name of the insured person
Treating Doctors name
Date of Hospitalization
How to Apply for Royal Sundaram Health Insurance Online?
Royal Sundaram Health Insurance Plans can be purchased online with absolute ease and without any documentation and hassle.
There is an option” Buy Now” in the Royal Sundaram website.
The required information needs to be filled up as given in the website.
Depending on the Royal Sundaram Health Insurance plan, one can choose to buy the policy for one or two years.
The system will generate “Quote Id” which one should make a note for future reference.
Various payment options will be displayed and one can choose according to his/her convenience.
The Royal Sundaram Health Insurance policy will be in force as soon as the payment is processed.
The print of the health insurance policy documents can be taken.
For Royal Sundaram Health Insurance renewal, one can just SMS IRENEW Policy Number and send to 9230005727 and a call back will be arranged from the companys end. A list of network hospitals is available online from the website where one can access the name of the hospitals and the addresses.
Royal Sundaram Health Insurance – Latest News
Royal Sundaram General Insurance is health insurance partner for health expo at Chennai
The Hindu health, fitness and lifestyle expo 2015 has started at the Chennai trade centre, Nandampakkam. Royal Sundaram general insurance is health insurance partner for the expo. The health expo is show casing different health and fitness product and services available I the Indian market. The health expo will be start at 10:30 a.m to 8p.m on Sunday. Catch E and Tamilnadu Salt Corporation limited are co-sponsoring the health event. United India Insurance Company limited is general insurance partner for event.