I am a years old
My car is
RTO Code 

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA-01

Registered in

Year of your first car registration

  Any Claims

Any claims in the current year

 
NCB

Select your currrent policy No Claim Bonus is a kind of a discount given by the insurer check your policy document for details

Policy Expiry

Please select your policy expiry date, if your policy is expired you need to carry out inspection of your vehicle inorder to activate your policy

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

       Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a  years old  
My Bike
Registered in

Year of your first car registration

  Claims

Any claims in the current year

      RTO Code 

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA01

 
My Policy Expiry

Please choose 'NA' if you are policy expiry more then 15 days or you did not buy any policy yet to protect your car

NCB

No Claim Bonus is a kind of a discount given by the insurer if you did not make a single claim during the term of the insurance.

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a years old
My vehicle is
My vehicle registered year

Year of your first car registration

RTO Area Code

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA01

My Policy Expiry

Please choose 'NA' if you are policy expiry more then 15 days or you did not buy any policy yet to protect your car

NCB

No Claim Bonus is a kind of a discount given by the insurer if you did not make a single claim during the term of the insurance.

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require Insured and I am smoker
This Insurance should cover:
Hospitilization

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Maternity

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Dental

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker
This insurance should cover:
Death Benefits

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Partial Disability

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Permanent Disability

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker
This insurance should cover:
Basic CI

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Advanced CI

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

365 CI

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am staying at from   years
and the risk to be covered for

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a    years old  
I want to cover

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I'm looking for travel plans for
I'm going to

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

Life Insurance – Compare ICICI Pru Savings Suraksha Cashback Insurance Plans – Insuremile

Suzuki Two Wheeler Insurance

Introduction/Overview

ICICI Prudential Savings Suraksha Plan is a traditional savings plan providing future financial security by way of savings and life insurance protection

Key Features of ICICI Prudential Savings Suraksh

  • It is a participating plan with limited and Regular premium payment option
  • Guaranteed Additions are paid each year in the first five years of the policy
  • Vested Reversionary Bonuses and Terminal Bonus increase the benefits payable

Benefits of ICICI Prudential Savings Suraksha

  • On maturity, higher of the Guaranteed Maturity Benefit +Guaranteed Additions +vested reversionary bonuses + terminal bonus, if any is paid to the policyholder
  • Guaranteed Additions are credited @ 5% of Guaranteed Maturity Benefit for first five years
  • Guaranteed Maturity Benefit is the Sum Assured on Maturity depending on the premium, policy term, age, PPT and gender.
  • On death of the policyholder, higher of the Sum Assured plus accrued Guaranteed Additions plus vested bonuses (reversionary bonus and Terminal Bonus) or Guaranteed Maturity Benefit plus accrued Guaranteed Additions plus bonuses or 105% of all premiums paid till death is payable to the nominee
  • Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.

Product Specification:

Details About ICIC Saving Suraksha Premium

Annual premium in Rupees and benefit illustration for a male aged 35 years

ICICI Pru Savings Suraksha Policy Details

Grace Period: 15 days grace period is allowed for premium payment in monthly mode and 30 days in other modes. If policyholder fails to make payment within the grace period, the policy lapses

Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 2 / 3 years premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value or the Non -Guaranteed Surrender Value.

GSV = GSV Factor * annual premiums + GSV of Vested Bonuses + GSV of Guaranteed Additions

Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Additional Features or Riders

  • The Guaranteed Cash Benefits can be availed monthly or annually

Inclusions

  • A loan of a maximum of 80% of the Surrender Value is available under the plan

Exclusions

  • In case of suicide committed within 12 months of policy inception only 80% of premiums paid are returned to the nominee. In case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value is paid

Documents Required

Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.

LIC’s Jeevan Rakshak Plan