Individual is covered for accidental death, dismemberment and Permanent Total loss of use of limbs resulting from an accident.
The insured individual receives regular monthly payments for 5 years after the initial lump sum benefit pay out.
Daily benefit is paid as specified up to a maximum of 5 days starting from the 4th day of hospitalization.
Coverage is provided worldwide, 365 days a year and 24 hours a day.
Applicable for lifetime renewal if premium is paid continuously.
Any pre-existing condition
Expenses due to suicide/ self-inflicted injury, sexually transmitted diseases, mental/nervous disorder, anxiety or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection
Injuries due to involvement in war, invasion or terrorist activity involvement
Participation in winter sports, sky diving, scuba diving or related sport activities
Accidents due to involvement with related to aircraft, or as a member of the crew
If you are under the influence of drugs or alcohol
Exposure to radioactive substances or diseases due to intoxication
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