Hospitalisation covers expenses up to 1% of sum insured till a maximum of 4000 INR if hospitalised for a minimum of 24 hrs. (Room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs up to the limits specified).
ICU expenses up to 2% of sum.
Surgeon, consultant, specialist fees up to a max of 25%.
Blood, oxygen, pacemaker and diagnostic tests are covered up to a max of 50% of sum insured per hospitalisation.
Ambulance charges for emergency transportation to hospital up to a sum of 600 INR per hospitalisation a max of 1200 INR per policy period.
Post-hospitalisation paid as lump-sum up to 7% of expense subject to max of 5000 INR.
Specific day-care procedures covered.
Sub-limits applicable for specified illness.
Cancellation Policy For Star Senior Citizen Red Carpet Health Insurance Plan
Misrepresentation, fraud, moral hazard or non-cooperation on behalf of the insured might lead to cancellation of policy making way for appropriate refund.
Free Look Period: A period of 15 days after date of receipt of policy to review terms and conditions during which insured can cancel it with due refunds.
Upon the death of the insured person.
Upon exhaustion of limit of coverage
If the insured wishes to migrate to another Insurer towards renewal, he can draft an application at least 45 days before the date of renewal.
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