Hospitalisation Cover: Covers in-patient hospitalisation expenses for a minimum of 24 hrs.(Roomrent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs).
Pre-existing diseases are covered after 48 months of continuous insurance
Hospitalisation cover: Cardiac ailments are covered for in-patient with a minimum of 24 hours.
Pre-existing ailments are covered from the 91st day of commencement of policy.
Ambulance charges for emergency transportation to hospital
Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
Post-hospitalisation paid as lump-sum up to the limit specified.
405 day-care treatments covered
Pre Existing diseases as mentioned.
Disease that creeps into the insured during the first 30 days of the policy period. Also expenses of defined and related diseases as mentioned would not be borne during the first two years of continuous operation of insurance.
Dental treatment or surgery (excluding accidental damages).
Injury due to nuclear weapons and war or breach of law on an intentional basis.
Expenses on Vitamins and tonics not part of the treatment schedule.
Hospital registration and admission charges, record and telephone charges.