I am a years old
My car is
RTO Code 

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA-01

Registered in

Year of your first car registration

  Any Claims

Any claims in the current year

 
NCB

Select your currrent policy No Claim Bonus is a kind of a discount given by the insurer check your policy document for details

Policy Expiry

Please select your policy expiry date, if your policy is expired you need to carry out inspection of your vehicle inorder to activate your policy

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

       Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a  years old  
My Bike
RTO Code

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA01

  Registered in

Year of your first car registration

  Claims

Any claims in the current year

 
NCB

No Claim Bonus is a kind of a discount given by the insurer if you did not make a single claim during the term of the insurance.

Policy Expiry

Please choose 'NA' if you are policy expiry more then 15 days or you did not buy any policy yet to protect your car

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a years old
My vehicle is
My vehicle registered year

Year of your first car registration

RTO Area Code

RTO-Regional Transport Office area code, First 4 digit of your car registration no example KA01

My Policy Expiry

Please choose 'NA' if you are policy expiry more then 15 days or you did not buy any policy yet to protect your car

NCB

No Claim Bonus is a kind of a discount given by the insurer if you did not make a single claim during the term of the insurance.

My Policy should cover Comprehensive

Comprehensive covers both Own Damage and Third Party, gives protection to the vehicle and owner against damages to his/her vehicle and the Sum Insured under a OD Insurance policy reflects the value of the motor vehicle determined based on the concept known as Insured’s Declared Value (IDV). IDV is the value arrived at based on the Manufacturer’s present value and depreciation based on the age of the Vehicle.

Third Party

Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for person injuries and damages, and will not cover the car

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am year old 
I am smoker alocholic   Pre Diseases
I want to cover Sum Insured
I Health Policy

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a    years old  
My Annual Income is
I require   Insured

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a    years old  
I require   Insured

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am staying at from   years
and the risk to be covered for

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I am a    years old  
I want to cover

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I'm looking for travel plans for
I'm going to

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

I want to cover
I am a    years old  
My Annual Income is
I require   Insured and I am smoker

Start over

We hope it's ok,but we assumed a few things to find the best plans. You the registered owner of the car and it registered in India, right? We thought so! We are pretty sure you are an awesome driver so we have assumed your license has not been expired or cancelled.

If you click on "GET A FREE QUOTES" it means that you agree with our terms and privacy policies.

Term Insurance – Compare Term Insurance Plan Quotes Policy Premium – Insuremile

Frequently Asked Questions

What is a term plan?

Will my premium increase every year?

What all causes of death are covered in a term plan?

Should I buy my own life insurance even if my employer covers it?

Can nominee be changed after the policy is issued?

Is it safe to buy insurance online?

Are online plans cheaper?

What is the right cover amount for me?

Why should I buy a term plan now?

Can I discontinue or surrender my policy?

Why should I need medical tests for term plans?

What does payment term mean?

What is the claim settlement process for Term insurance?

What is the correct cover period for my term policy?

What all add ons are available with a term plan?

Can I transfer my plan from one company to another?

What can I do if my claim gets rejected?

Which company has best claims settlement ratio?

Why is buying term insurance important?

Are there benefits in buying a term plan online?

What if I forget to pay my premium, will my policy lapse?

Can I stop my policy at any time?

Am I eligible for buying term plan?

Usually till what age do people take cover up to and why?

Is the medical compulsory?

Can I buy a plan if I have an existing term plan?

What is Total Payout?

What are TROP Plans?

Will I be covered outside India or if I become NRI?

Why company is doing medicals?

Can I restart my lapsed policy?

What are tax benefits offered by term insurance?

When will my life insurance cover begin?

Want to change the nominee?

Can I add more than one nominee?

Can a diabetic person get a term plan?

If I quit smoking a few years down the line, can I get my risk assessment done again and get a lower premium?

Death due to natural causes is also covered? Or only accident/ terminal illness?

What is Key man insurance? Which companies provide Keyman insurance in India?

What exactly happens when I add Spouse details in tern insurance?

What needs to be done if the policy documents are not available with the Nominee?

Can I switch from one plan to another with the same insurance company during the policy period?

Is term plan the same as endowment plan or traditional life insurance?

Should I split my cover amount between two companies or go for a policy with a single company?

What are the Mandatory Claim Documents for a Un-natural death required to process the claim?

What happens if I don’t clear the medical test? Will my premium be refunded?

Check out more information

What is the difference between term plan and traditional life plans?

What is claim settlement ratio?

Is there a refund policy?

Does this save tax?

Is there a risk in buying a plan online?

Which is the best term plan in the market?

How much sum assured should I choose?

What does cover upto age mean?

Can coverage period be changed after policy is issued?

What documents are required to buy a term plan?

How can I buy term plan online?

Why should one take Term Insurance?

Which is better LIC or private companies?

Why am I asked if I smoke or use tobacco products?

Can I insure my family members in the same plan?

How long does claim settlement take and what is the process?

What is a counter offer?

Which insurer should one go for?

How to make sure, claim is not rejected?

What are riders or add-ons? Which ones are important?

Will a term plan cover me if I am travelling abroad?

What sum assured am I eligible for?

What cover amount can I take?

What riders are important?

Is it worth to buy term insurance for over 60 years of age?

What is limited pay option?

Why should I buy Monthly Income Term plans?

Are Private Insurers reliable?

Private companies will reject my claim?

What will happen if I do not pay the premium in Grace period?

Is terrorist attack covered under the plan?

Can I insure my spouse/children?

If I cancel my policy will there be any deductions?

Why you should purchase Term plans Online?

Can the nominee be a minor (Less than 18 years old)?

Why do you need my medical details to issue the policy?

What happens if policy holder and nominee both die together? Who will get the claim amount?

Can I change the duration of cover after the issuance of the policy?

I am an occasional smoker. Do I need to declare myself as a tobacco user?

Is a medical compulsory even if I buy directly from the insurance company?

Is a medical compulsory even if I buy directly from the insurance company?

Can I change my address and other details after buying a term plan?

What kinds of payment modes are available for premium payment?

What happens if death occurs within one year after taking the policy?

Whats the procedure for the medical checkup they require ? Do all such policies require medical checkup?

How to make sure that claims settlement process is smooth and claim is not rejected?

Frequently Asked Questions

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