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Term Rider Plan
Term Rider is an additional benefit which can be attached to a base policy ensuring double death benefit at minimal cost. Key Features The rider is applicable in case of death within the policy term due to natural causes or due to accidental or any other peril The rider can be availed at very nominal rates Benefits On death of the policyholder, Rider SA on Death is payable The Rider SA on death is higher of Rider SA or 10 times the annual rider premium subject to a minimum of 105% of all rider premiums paid till death Income tax benefit on the premium paid as per Section 80C of the Income Tax Act and on the benefits received under Section 10(10D).
Key Features
Term Rider is an additional benefit which can be attached to a base policy ensuring double death benefit at minimal cost.
Benefits
Term Rider is an additional benefit which can be attached to a base policy ensuring double death benefit at minimal cost.
Product Specification
Details about Premium Premium rates Policy Details Grace Period: grace period as applicable under the base plan Policy Termination or Surrender Benefit: not applicable under the plan Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Exclusions In case of suicide only 80% of the premiums paid till death are returned Documents Required Policyholder has to fill up an `Application form/ proposal form of the base plan with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person. ING Vysya Life Insurance gets Rechristened to Exide Life Insurance