Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. With disasters happening over which one has no control, the insurance cover pays up the sum covered which may help you recover damages to a large extent.
Types of Home Insurance Plans
● Standard Fire and Special Perils Policy. …
● Home Structure/Building Insurance
● Public Liability Coverage
● Personal Accident
● Burglary & Theft
● Contents Insurance
● Tenants’ Insurance
● Landlords’ insurance
Comprehensive insurance coverages to protect your property against damage from fire, smoke, storms, vandalism, theft and other hazards. Temporary living expenses if your home is uninhabitable after a covered claim.
The most important differentiator is InsureMile’s ‘Buy A Policy, Feed A Child’ mission
For every policy you buy, InsureMile on your behalf contributes 25 meals to a child.
You are thus becoming part of a Social Movement to eradicate hunger among children in India.
There is no additional amount to be paid for the social cause. It is part of the premium.
You can claim tax benefits for the donation you have made.
What are the types of general insurance travel insurance policy?
The followings are the types of thebestgeneral insurance travel insurance plan and they are:
• Domestic Travel Insurance
The travel insurance policy will provide you with domestic insurance. The domestic insurance is especially for those people who are travelling within a country. For example, if you are staying in India and you are travelling to another state in India only. In domestic travel insurance, the insurance company will provide coverage against medical emergencies, death, stolen baggage, etc.
• International travel insurance
These types of general insurance personal travel insurance policies are for those people who are travelling to the other country. For example, if you are staying in India and you are travelling to abroad, then this type of insurance is for you. In this travel insurance, it provides the coverage against medical emergencies in flight, hijacks, loss of travel documents like your passport
• Student travel insurance
These types of general insurance personal travel insurance quotes are specially created for the students who are travelling to abroad for their higher education. This scheme covers for the student’s medical treatment, their passport or the travel document loss and the study interruptions.
• Medical Travel Insurance
This type of travel insurance is designed for the short – term insurance plan. This insurance will cover the health care or the medical treatment to the passengers who are travelling from one place to another place.
• Family Travel insurance
The family travel insurance is mainly created for the whole family. The plan will cover the family’s hospitalization or the medical treatment, baggage loss, etc.
• Senior citizen travel Insurance
This insurance plan is generally made for the people whose age is between 61 to 70 years. That means it is especially for the senior citizens. This plan covers dental treatment and free or cashless treatment.
A disaster may strike one’s property. It could be through a Tsunami or floods or earthquake or even if by any other accident or theft of property. These are covered under the plan and you as a homeowner can reclaim the loss.
HOW TO CLAIM
1. Report any crime to the police or the authorities in case of natural calamities
2. Phone your insurance professional immediately.
3. Promptly fill out claim forms. …
4. Have the insurance surveyor inspect the damage to your property
5. Submit claim based on the surveyor’s report
Why buy insurance on InsureMile online platform?
● Because enquiry about insurance quotes, buying of insurance and other transactions are simple, transparent and competitive on InsureMile platform
● Because InsureMile does not ask you for your phone number or email details, thus you are not harassed by unwanted calls or mail.
● Because InsureMile will guide you, whenever you need any assistance
What is a travel insurance plan?
There are lots of people who love to travel from one state to another or from one country to another to spend their vacation with the family or friends. So the travel insurance plan is specially designed for them. Travel insurance plan is a type of insurance policy that covers all the sudden occurring unforeseen events that take place in travelling to abroad or within India.
Online general insurance travel insurance plan is developed to safeguard you and your loved ones from the bad events that can suddenly occur. Compare general insurance travel insurance plan with the other insurance plans before opting for any plan.
Why should you buy the travel Insurance plan while travelling?
The followings are the reasons you should buy the travel insurance plans while travelling from one place to another and they are:
• The travel insurance will cover all the health emergencies. As you all know that the health problem can occur anytime while travelling so you should buy the travel insurance because it will help to provide you with coverage against health problems.
• Secondly, there are some countries in which the travel insurance is mandatory. For example US. In the US, the cost of the medical treatment is so high that you can’t afford it so you have to buy the travel insurance.