Insuremile
IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

HDFC ERGO Car Insurance Company provides its policy holders with amazing emergency assistance add-on cover plan to help protect them in the event of any emergencies. This add-on cover ensures iron-clad financial protection and decreases financial liabilities for the policy holders in the event of accidents or total loss of the vehicles. This add-on cover Car Insurance plan helps policyholders provides: On-Site Repair Assistance – The add-on cover provides easy access to onsite minor repairs relating to electrical or mechanical breakdowns to the insured vehicle. This facility comes in handy in the event of a breakdown that renders the vehicle immobile. Duplicate Keys Assistance – The add-on cover plan also ensures that a new key set for the insured car is delivered to the policy holder, in case the keys are lost. Lost or Locked Keys Assistance – The add-on cover car insurance plan also ensures help to the policyholders in the event of lost or locked keys. In the event of keys getting lost, the insured vehicle is towed to a safe location nearby and taken care of till the time policy holder arranges new key set. Battery Jump Start Assistance – The add-on cover plan also helps insurance holders in the event of battery in the insured vehicle gets dead or malfunctions. In such situations, the company arranges for dead or misfunctioning battery jump start services. Flat Tyre Assistance – The add-on cover also helps in the event of the insured vehicle enduring a flat tyre. Under this add-on cover plan, the policy holders can get their flat tyres replaced with a spare tyre as provided by them. In the situation where the tyre is not in the condition of being replaced, the insured vehicle is towed to nearest garage or tyre repair store or the policy holder is transferred between the nearest tyre repair shop and the insured vehicle. Fuel Delivery – This add-on cover also provides the insurance holders with the access to up to 5 litters of fuel if their insured car runs out of fuel. However, the fuel cost is to bore by the policy holder. Fuel Tank Assistance – In the event of thefuel tank getting filled with low-quality or wrong fuel, this add-on cover provides company technicians to help policy holders empty the fuel tank and assist them with any related issues. Towing Assistance – In case there is a breakdown or an accident that renders the insured vehicle immobile, this add-on cover plan provides assistance to tow the vehicle to the nearest network garage or non-network garage approved by the company. Exclusions under HDFC Ergo Car Insurance Policy: Damage by a person without a driving license. Damage by a person under the influence of Alcohol or drugs. Loss/damage outside India. Depreciation Damage to tubes and tyres unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement.