Commercial Vehicles Insurance by HDFC Car Insurance-hdfc-ergo-car-insurance-2

Since commercial vehicles are meant for the business purpose, hence it’s extremely important that the business goes on efficiently. HDFC Ergo insurance offers plans for commercial vehicles which protect the vehicles and protecting the business from financial loss. If there is any damage caused to the vehicle, then there is accidental loss, the financial loss, legal liability, and property damage. All of this is protected by these insurance plans. This HDFC ERGO Car Insurance plan offered by them is a package of plans for various classes like Goods Carrying Vehicles (both Public and Private Carriers), Carrying vehicles, Trailers, Passenger vehicles, and some specific vehicles like a Tractor, Mobile Rig, Excavator, Shovel etc. Few highlights of the car insurance plans are approval within 24 hours of the vehicle in reaching the garage, cashless services at authorized garages, toll-free helpline, hassle free settlement, value-added services like towing, ambulance etc. Features and Benefits under Commercial Vehicles Insurance Plan: Loss or damage to the vehicle caused due to any of the following – accident by external means, Burglary, Housebreaking theft, fire, explosion, Lighting, Terrorism, Riots, Transit by road, rail, air etc, earthquake, flood etc. The insurance coverage of the Vehicle under this HDFC ERGO Car Insurance plan would depend on the IDV or Insured Declared Value. The IDV would be the maximum amount payable for Total Loss / Theft claim. You May also like to Read about: Insured Declared Value(IDV) Personal Accident cover for Driver or Owner – This plan provides a compulsion Personal Accident Cover of Rs. 2lacs covering Accidental Death and Permanent Disability. The car insurance premium amount shall be determined by a lot of factors in this plan – Sum Insured, Vehicle’s type, Vehicle’s age, Registration place, and type of fuel. This plan also allows one to enjoy a lot of other benefits by paying some additional premium amount – Personal Accident cover for the owner or driver legal liability for paid driver in connection with the operation of the insured vehicle, etc. Simple documentation for claims settlement – this car insurance plan ensures that the claim process is very simple and hassle free – Duly filled and signed claim form, driving license, registration book copy, copy of insurance certificate, load challan, route permit, FIR etc. This HDFC Ergo Car Insurance plan provides you with the facility of Spot Survey – it can be carried within 6 hours and waived after 6 hours. State of the art of technology for claims and processing and standardized quality service across all branches. Exclusions under Commercial Vehicles Insurance Policy: Damage by a person without a driving license. Damage by a person due to drunken driving or driving under the influence of drugs. Loss/damage outside India. Depreciation – aging / wear and tear Damage to tubes & tyres unless the vehicle is damaged in the accident.