Saral Suraksha Plan-saral-suraksha-plan

Introduction/Overview Kotak Saral Suraksha is a pure term life insurance policy that provides high life coverage at very low and affordable rates. It is an extremely simple insurance plan where the nominee receives a Death Benefit if the Life Insured passes away during the policy term, but no benefits are given if the Life Insured survives the policy term. The policy offers the Sum Assured as the Death Benefit, which is paid to the nominee, thus protecting the loved ones in case of the sad demise of the policyholder. Key Features The policy is a pure term insurance plan offering high life cover at very low costs. The policy offers a choice of two policy terms, of five or ten years. The policyholder has a choice to pay premiums as a single payment or over a period of five years. The process for the purchase of the policy is hassle free and convenient for the policyholders with minimum paperwork and without the need for medical examinations.