Why Personal Accident Insurance Cover?-new-india-assurance-personal-accident

As per the policy, company will provide the compensation in the case of death or physical injury to life assured, solely and directly in consequence of an accident by violent, external and visible mean. Minimum Sum Insured of Rs 25000/- per annum and Maximum Sum Insured of Rs 100000/- per annum will be provided. Rate of premium charged is very cost efficient. Rs 15/- will be charged on the sum assured of Rs 25000/- and in the same multiples. Coverage is provided for death, permanent disability or temporary total disability of the insured person as a result of an accident. Anybody in age group of 10 to 70 years can take the policy irrespective of their sex and occupation. Coverage: Any death or disability out of disease or illness is not cover under the policy. Only death or permanent disability or loss of limbs or eye sights as a result of external, violent and visible accident is covered under this accidental insurance policy. Cashless cover will be provided at all the empanelled hospitals for rest of the hospitals reimbursement facility is available. Exclusions: If the insured person is drug addict or self injured or suicide clause, no claim will be entertained. If the insured person participated in any war, nuclear explosion etc no claim will be entertained. It does not provide any claim amount in case of the death of insured person due to taking intoxicated liquor or drugs. Rasta Apatti Kavach This Policy provides cover against any injury occurred by motor accident on road and which required medical emergency and hospitalization. This policy also provides monetary compensation in case of death in road accident or total permanent disability. This policy is issued annually. Policy also available on group basis. Cover will be provided under two section: Section 1 – Personal accident for the reason of compensation payment. Section 2 – Medical expenses incurred for the treatment of physical injury which arises out of road accident. Premium and Sum Assured: How to apply: The person should have VALID Driving License to apply for this policy. You can download the pre printed application form, from companys website and submit it to their nearest branch along with other required documents. Also you can directly visit their branch to complete the formalities.