There are more than 22 different car insurance companies in India – and they offer three major car insurance policy types.
This policy covers you if you have any accident and you damaged someone car or property on road.
This policy does not cover your car if you met with accident, or if any other unexpected happens to your car.
This policy is the cheapest insurance policy and lest coverage.
This policy offers the best cover to repair or replace car if car is stolen.
This also cover applies when your car be damage due to an accident, vandalism on road, theft or bad weather.
This policy also covers accidental damages to car, and it covers all your car’s accessories and parts.
it also covers you when a third party makes a claim on you.
This may happen accidentally you hit their car or third-party property.
If you purchased your car on finance , you do not have choice – you have to take out comprehensive cover.
Insurance companies also free other benefits you can add other add-on’s on based on your needs.
For example, you can choose what you to be covered in case your windscreen gets a crack.
If you’re a good driver and you are not use your car to earn extra discount, you might be entitled to a No Claim Bonus
