IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119
CIN: U72900KA2018PTC110119
At InsureMile, we understand that your car is not just a mode of transportation but also a valuable asset that needs protection. Our third-party car insurance provides comprehensive coverage to safeguard you from unforeseen circumstances on the road.
Whether you’re in need of car insurance, car insurance renewal, or third-party car insurance, InsureMile has you covered. Our dedication to excellence and customer satisfaction makes us the top choice for individuals seeking premium car insurance solutions.
At InsureMile, we understand the importance of finding insurance that fits your budget. Our third-party car insurance plans come with competitive premiums that are tailored to suit various financial situations. This affordability ensures that you can protect yourself and others on the road without breaking the bank.
Dealing with insurance claims can be stressful, especially during emergencies. With InsureMile, you can rest assured that our claims process is designed to be quick, efficient, and hassle-free. Our dedicated claims team is committed to providing timely assistance, ensuring that you receive the support you need when you need it the most.
Emergencies can happen anytime, which is why our dedicated support team is available round the clock, 24/7. Whether you have questions about your policy, need assistance with a claim, or require immediate help on the road, our customer support experts are just a phone call away. You can rely on us to address your queries and concerns promptly and professionally.
In addition to comprehensive third-party coverage, InsureMile offers a range of additional benefits depending on your policy. These benefits may include:
Roadside Assistance
Towing Services
Emergency Services:
Policy Customization:
Compared Quotes
Claims Services
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Apart from a legal mandate, third party insurance is necessary and beneficial in case of an emergency.
1) Third party insurance is mandatory by law for all vehicle and motorcycle owners.
2) A third party insurance policy is ideal for owners of old vehicles and vehicles of low value as it is easily affordable.
3) Third party insurance policy provides financial assistance and caters to damages incurred by the third party.
4) Although a third-party insurance plan does not compensate the insured, it does cater to all legal liabilities incurred.
A third Party Insurance policy is the most basic motor insurance plan there is in India. Sometimes referred to as Act Only coverage, this is a legal requirement that is found under the Motor Vehicles Act. This type of insurance aims to compensate the third party in case of an accident. The term third party represents a person, vehicle and property other than the insurance company and the insured.
Third party insurance policy provides compensation to the damage of property belonging to the third party
– Provides coverage to bodily harm or accidental death to the third party
– Permanent disability and death of the policyholder is covered by a third party insurance policy
– An online third-party insurance policy covers your legal liabilities for the damages incurred by the third party.
Third-party liability insurance is mandatory for cars in India under the Motor Vehicles Act.
Yes, it is legal to drive your car with only third-party insurance in many countries, including India, where third-party insurance is a mandatory requirement for vehicle owners.
No, third-party insurance does not cover any damage to your own vehicle (own damage). It is limited to covering third-party damages and liabilities only.
Yes, under Section 157 of the Motor Vehicle Act, the third-party section of the insurance policy is automatically transferred to the buyer when a vehicle is sold.
It is the seller’s responsibility to ensure that the insurance policy is transferred to the buyer’s name within 14 days of the vehicle’s sale.
Yes, you can upgrade your policy to comprehensive coverage. Contact your insurer to switch during renewal or even mid-policy in some cases (may involve a premium adjustment).
In hit-and-run cases, if you are the victim, your third-party insurance won’t cover the damages to your vehicle. However, the Motor Accident Claims Tribunal or a government-backed fund may provide compensation depending on local laws.
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