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LIC”s Anmol Jeevan II Plan is a pure term plan with no bonus facility. Thus, if the Life Insured dies within the policy tenure, the death benefit is payable to the nominee and nothing is payable on the maturity of the policy. This LIC policy has a ceiling of maximum sum assured of Rs 24 Lacs. Key Features Pure Term Plan with only death benefit and no maturity benefit Non Participating Traditional Plan Sum Assured paid to the nominee in case of death of the life insured during the policy term Benefits Very competitive premium rates and long tenure of 25 years available Premium discount for annual mode Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Details About Premium Annual premium in Rupees for a Policy Tenure of 15 years. Basic Premium is mentioned below (Tax not included) Policy Details Grace Period: 30 days grace period is allowed for premium payment. If policyholder fails to make payment within the grace period, the policy lapses Policy Termination or Surrender Benefit: There are no surrender benefits available in this plan Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions There are no loans available in this plan Exclusions In case of suicide committed within 12 months of policy inception only 80% of premiums paid are returned to the nominee. In case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value is paid Documents Required Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
