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IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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The Bajaj Allianz General Insurance company provides the facility of health insurance premium calculation to prospective individuals seeking to buy best health insurance plans form the company. Following are some of the instances where the premium has been calculated using the companys calculator: A wants to apply for a Health Guard Individual policy for himself for a value of Rs.4 lakhs. He is 30 years old and for the stated coverage, the amount of annual premium works out to be Rs.5130 B wants to buy a plan for himself and his newly married wife. He approaches Bajaj Allianz with a proposal to cover himself and his spouse for Rs.5 lakhs. B is aged 32 years and his wife is aged 30 years. The premium for their health insurance plans comes to Rs.9234 C a 40 year individual needs a health plan for his family comprising of himself, his wife aged 38 years and his 2 children aged 7 and 12 years respectively. The coverage sought is Rs.10 lakhs for which the premium charged is Rs.21,826 The table tabulates the above data for an instant reference: Applying Online for Bajaj Allianz Health Insurance Plans Health insurance plans offered by the Bajaj Allianz General Insurance company can be applied to through multiple channels like: They can provide their name, mobile number and email id on the website of the company and request for a call back Online health insurance plans can be simply applied to by clicking the `Buy Now tab mentioned against the relevant plans Lastly, customers may also visit the companys branches or get in touch with an agent to buy the plans required.

Bajaj Allianz Health Insurance provides you with the best healthcare and medical treatment, thereby keeping you financially secure. This health insurance policy ensures that you family and you will receive the best medical treatment at any hospital that you choose. The insurer has a wide network of 5000+ hospitals across the country. A wide range of health insurance plans by Bajaj Allianz protect you against the increasing cost of medication in the modern era. Because of its affordable health plans and high claim settlement ratio, these plans are the most obvious choice for anyone who seeks the highest coverage at a low cost. The policies offer health coverage for an individual, the family, and senior citizens along with the tax benefit under section 80D.

1. What all is covered under Bajaj Allianz Health Insurance Plans? Bajaj Allianz Health Insurance policies offer the following coverage: Cashless facility at more than 4000 hospitals across the country Post-hospitalization and pre-hospitalization expenditures for a maximum of 90 days and 60 days, respectively Ambulance service without any charges, but subject to a limit as specified in the policy document Reimbursement of your medical expenses Free medical check-ups subject to a continuous 4 claim-free years 2. What are the modes available for the payment of Bajaj Allianz health Insurance premiums? The premiums of Bajaj Allianz Health Insurance Policy are payable via three modes: Cheque or cash payment at insurers branch ECS Online Payment In case, the policyholder chooses to make an online payment, the following modes are available: Debit Card Credit Card Net banking 3. How can I check the status of my Bajaj Allianz health insurance policy? Listed users can confirm the status of their policy online. In order to do the same, you just need to log on to the companys website with the help of your unique user ID and password. Otherwise, you can also download the insurers mobile app named `Customer Portal from the Bajaj Allianz website, and check the policy status by entering the details of the policy. 4. How can I find out a hospital in my city that is part of the Bajaj Allianz hospital network? Simply log on to the Bajaj Allianzs website and click on the health insurance tab. Under the health tools options in this tab, you will find an option of Network Hospitals where you can see all the listed hospitals and go to the one closest to you. 5. What are the steps for online renewal of Bajaj Allianz Health Insurance Plan? The following are the steps to be followed for the online renewal of Bajaj Allianz Health Insurance: Step 1: Log on to the insurers e-Portal with the help of your username and password Step 2: Choose the policy that you want to renew on the basis of the given details and select the payment mode for paying the renewal fee. The payment modes available are, debit card, credit card, or Internet banking. Step 3: Save or keep a printout of the premium payment or renewal receipt for records. 6. What do I need to do to cancel or surrender my Bajaj Allianz Health Insurance Plan? You need to submit the original copy of your policy document along with an appropriately filled Surrender Form at the insurers branch office. In a while, the refund of your policy premium shall be initiated, subject to completion of the policy cancellation. 7. What is the tax benefit of buying Bajaj Allianz Health Insurance? Taking a Bajaj Allianz health insurance policy will fetch you tax benefits as per Section 80D of the Income Tax Act, 1961. 8. Is cashless facility available under Bajaj Allianz Health Insurance Plans? Bajaj Allianz Health Insurance Plans offer the cashless facility at the hospitals that are part of the Hospital Network of Bajaj Allianz Health Insurance. 9. How can I make a claim under Bajaj Allianz Health Insurance if I havent received my medical card yet? In the event of hospitalization during this time, you just need to inform the insurance company about it and provide them with the details, such as your membership ID, the hospital where you are getting admitted etc. Next, the insurer would suggest the hospital to start the cashless treatment. 10. What should I do if I have lost my Bajaj Allianz Health Insurance membership card? If you have lost the membership card, then you need to call the insurers toll free number 1800-22-5858 and immediately inform about the loss. The insurer would issue a duplicate membership card within a period of 7 days of the intimations. However, the same shall be subject to additional charges. Bajaj Allianz Health Insurance – Latest News Bajaj Allianz is incorporating Yoga in its health insurance wellness packages January 6, 2016: Bajaj Allianz General Insurance is regularly hosting sessions on Google+ to demystify insurance. According to Sasikumar Adidamu, chief technical officer, non-motor, these Google+ Hangouts aims to build awareness about insurance and promote healthy discussions between the audience/customers and the top management. So far, the insurer has held 8 sessions on Google+ Hangouts, to explain the important points of various insurance policies and how to manage them for steady protection. Sasikumar further added that the company runs campaigns and contests to educate policyholders about insurance products such as motor, travel, health, and home insurance through social media platforms, such as Twitter, Facebook and YouTube. The company has even produced various 1-minute films to increase insurance awareness. Micro-Insurance Business Of Bajaj Allianz Life Expected To Grow Bajaj Allianz Selects Remedinet Technologies to Offer Speedy Cashless Insurance Settlement Health Care Supreme by Bajaj Allianz Insurance Surgical Protection Plan got Recently Introduced by Bajaj Allianz General Apollo Munich Easy Travel Individual Insurance Plan

The Bajaj Allianz General Insurance company has a tie-up with 4000+ hospitals and 1200+ diagnostic clinics around the country. There is a facility of 24*7 call assistance for settlement of claims. The Bajaj Allianz provides customers with Value Added Services which enable a saving of up to 30% on medicines, OPD expenses, etc. The list of Value Added Services include OPD discounts at select outlets, discounts on Pathologies, radiology, wellness tests, pharmacy and attractive health related offers at select outlets to name a few.

Advantages & Benefits of Bajaj Allianz Health Insurance: The Bajaj Allianz General Insurance company is called the leader in the health insurance industry because it gives its customers a little extra benefit when they buy insurance plans from the company. Below are the advantages of buying Bajaj Allianz health insurance plans: The claims presented to the company are approved within 1 hour in case of Cashless claims. The Bajaj Allianz General Insurance company has a tie-up with 4000+ hospitals and 1200+ diagnostic clinics around the country. There is a facility of 24*7 call assistance for settlement of claims. The Bajaj Allianz provides customers with Value Added Services which enable a saving of up to 30% on medicines, OPD expenses, etc. The list of Value Added Services include OPD discounts at select outlets, discounts on Pathologies, radiology, wellness tests, pharmacy and attractive health related offers at select outlets to name a few. List of Policies Offered by Bajaj Allianz Health Insurance: The Bajaj Allianz General Insurance company offers both online and offline plans to customers. Bajaj Allianz Online Health Insurance Plans List of online Bajaj Allianz Health Insurance Policies:- Bajaj Allianz Health Guard Individual Policy Bajaj Health Guard Family Floater Option: Bajaj Allianz Extra Care Health Plan Bajaj Allianz Premium Personal Guard Policy: Bajaj Allianz’s Critical Illness Health Insurance Plan: Bajaj Allianz’s Silver Health Insurance Plan Let us take a look at each of them in details:

This Bajaj Allianz health insurance plan covers the hospitalization expenses of the individual with the following features: Access to cashless hospitalization facility across 4000 empaneled hospitals. Pre and post hospitalization expenses covered for 60 and 90 days respectively. Emergency ambulance charges and 130 day care procedures are covered. Availability of an in-house Health Administration Team. 10% cumulative No Claim Bonus up to a maximum of 50%. Lifelong renewability of the Health plan. Eligibility Proposer or spouse aged 18-65 years and children aged 3 months to 25 years can be covered under the plan. Bajaj Health Guard Family Floater Option: A Bajaj Allianz health insurance plan which can be taken for the coverage of the entire family covering yourself, spouse, children and dependent parents. The features of the plan are as follows: Medical expenses in case of hospitalization are covered. Pre and post hospitalization expenses covered for 60 and 90 days respectively. Emergency ambulance charges are covered. Availability of an in-house Health Administration Team. Free medical check-up for the proposer and the family after a block of 4 claim-free years. 10% cumulative No Claim Bonus up to a maximum of 50%. Lifelong renewability of the plan. Bajaj Allianz Extra Care Health Plan A top-up health plan which can be bought to increase the coverage beyond the coverage provided in an existing health plan at low costs. The features & benefits are as follows: This Bajaj Allianz health insurance plan provides for extension of the coverage amount at lower premiums. Medical expenses in case of hospitalization are covered. Pre and post hospitalization expenses covered for 60 and 90 days respectively. Emergency ambulance charges are covered. No medical tests required till 55 years of age. In case of claims, the amount in excess of the deductible limit prescribed in the plan is paid for by the Bajaj Health Insurance policy. Eligibility Individuals aged 18-70 years are eligible to apply. In case of children, the age limit is 3 months to 5 years if both parents are covered or 6-18 years if either of the parents is covered with the company. Children aged 18-25 years can act as a proposer or dependent. Bajaj Allianz Premium Personal Guard Policy: A health policy that covers expenses arising out of any accident suffered by the proposer of his insured family. The features and benefits are as follows: The Bajaj Allianz Premium Personal Guard policy covers Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability and Death due to accident. The Bajaj Health plan provides for Hospital confinement allowance and accidental hospitalization expense. The company has a tie-up with over 4000 hospitals and 1200 diagnostic clinics all over India and also provides Value Added Services. Availability of an in-house Health Administration Team. 10% cumulative No Claim Bonus up to a maximum of 50%. Eligibility Proposer or spouse aged 18-65 years and dependent children aged 5 to 21 years can be covered under the plan Bajaj Allianz’s Critical Illness Health Insurance Plan: This Bajaj Allianz health insurance plan exclusively designed to cover against pre-determined critical illnesses where a lump sum amount is paid immediately if the proposer is diagnosed with the illness covered under the scope of the plan. The features of the plan are as follows: A lump sum amount is paid to the insured when he is diagnosed with a critical illness covered under the plan and he survives for at least 30 days post diagnosis. Donor expenses are also covered. Sum Assured ranges from 1 lakh to 50 lakhs. Illnesses covered under the plan include cancer, coronary artery bypass surgery, kidney failure, first heart attack, major organ transplant, stroke, aorta graft surgery, primary pulmonary. arterial hypertension, multiple sclerosis and permanent paralysis of the limbs. Availability of an in-house Health Administration Team. Eligibility: Individuals aged 6-65 years can avail of the plan Bajaj Allianz’s Silver Health Insurance Plan A health plan designed for senior citizens who frequently require medical attention. The features are as follows: Hospitalization expenses and 3% of the admissible pre and post hospitalization expenses are covered under the plan. Emergency ambulance charges are covered. Pre-existing illnesses covered from the 2nd year of the Bajaj Allianz plan with 50% coverage. Cashless facility with quick disbursement of claims. Availability of an in-house Health Administration Team. Cumulative bonus and family discount of 5%. Eligibility Coverage is provided from 46 years – 75 years with age at entry restricted to 70 years. Pre-entrance medical tests are to be done at the proposers cost which is reimbursed if a fresh policy is accepted. Bajaj Allianz’s Offline Health Insurance Plan Just like Bajaj Allianz Online they have Offline Plans. List of Bajaj Allianz Offline Plans are as follow: Bajaj Health Care Supreme Plan Bajaj Allianz’s Hospital Cash Daily Allowance Plan Bajaj Allianz’s Star Package Health Plan Bajaj Allianz Health Ensure Plan Bajaj Allianz Tax Gain Plan Bajaj Personal Guard Accident Health Insurance: Women specific Critical Illness Insurance Lets discuss about each plan in detail. Bajaj Health Care Supreme Plan: A health plan with a family floater option which provides for exhaustive coverage. The features of the plan are as follows: Sum Assured range of Rs.5 lakhs to Rs.50 lakhs on individual or floater basis. No limit on the maximum entry age with lifetime renewal facility. Hospitalization expenses are covered with no limit on room rent or other expenses. Road ambulance and air ambulance expenses are covered. Unlimited Day Care procedures are covered. Sum Assured reinstatement features wherein 100% of the Sum Assured is reinstated in case the hospitalization coverage exhausts. Maternity benefit, outpatient expenses, recovery benefit, physiotherapy expenses and organ donor expenses are covered. No sub-limits on Ayurvedic or Homeopathic Hospitalization treatments. Free annual preventive health check-ups on renewal. Critical Illness, Hospital Daily Cash Allowance and Personal Accident cover is also provided. 10% cumulative No Claim Bonus up to a maximum of 50%. Eligibility Proposer, spouse or parents entry age is 18 years to lifetime and for children it is 3 months to 25 years. Renewal for up to 35 years for dependent children post which they have to take an independent policy. Bajaj Allianz’s Hospital Cash Daily Allowance Plan: This Bajaj Allianz Health insurance plan which provides for a specified amount every day for which the insured is hospitalized to take care of the familys financial requirements. The features of the plan are as follows: The coverage amount per day ranges from Rs.500 to Rs.2500 as chosen by the proposer. The coverage can be taken for 30 days or 60 days. The plan covers self, spouse and dependent children. Bajaj Allianz’s Star Package Health Plan: An exhaustive plan which covers all the aspects of a medical contingency and other contingencies. The features of the plan are as follows: The Bajaj Allianz Star Health plan is issued as a family floater policy The plan provides for 8 sections of exhaustive coverage which includes 1) Health Guard covering the family against serious accidents and illnesses. 2) Hospital Cash providing with daily cash in case of hospitalization. 3) Critical Illness which pays a lump sum amount in case of diagnosis of a Critical Illness. 4) Personal Accident covering accidental death and disability. 5) Education Grant providing a lump sum towards education of the child in case of accidental death or permanent total disability of the insured. 6) Household Contents covering household objects against theft or robbery. 7) Travelling Baggage covering luggage while travelling. 8) Public Liability covering legal liability to a third party against bodily injury or death. Eligibility Self-proposers aged 18-45 years are covered and children aged 3 months to 5 years can be covered if both the parents are covered under the company or if one parent is covered then children aged 6 years to 25 years can be covered under the Bajaj Star Package Health policy Bajaj Allianz Health Ensure Plan: A Bajaj Allianz Health insurance plan covering medical costs during hospitalization due to accident or illnesses. The Bajaj Allianz health Ensure plan features are as follows: 2% admissible hospitalization expenses are p[aid towards pre and post hospitalization. Cashless facility across 2400 network hospitals. Emergency ambulance charges and 130 day care procedures are covered. Availability of an in-house Health Administration Team. Free medical check-up for the proposer and the family after a block of 4 claim-free years. Eligibility Entry age is 3 months to 55 years with renewability till 75 years. Sum Assured available is Rs.50, 000, Rs.75, 000 and Rs.1 lakh. Bajaj Allianz Tax Gain Plan: This Bajaj Allianz Health Insurance plan covering hospitalization and outpatient expenses. The features are as follows: Cashless facility across 4000 network hospitals. Emergency ambulance charges and 130 day care procedures are covered Free medical check-up for the proposer and the family after a block of 4 claim-free years In-house claim settlement process Eligibility Entry age is 18-75 years Bajaj Personal Guard Accident Health Insurance: A personal accident plan covering against death and disability arising out of accidents. The features are as follows: This Bajaj Allianz Health Insurance plan provides for 125% of the Sum Assured in case of total permanent disability. Moreover, childrens education bonus is also provided in case of death or total permanent disability. 5% cumulative up to a maximum of 50% and a 10% family discount. Hospital confinement allowance at Rs.1000 per day for a maximum of 30 days.