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Bharti AXA Life Child Insurance Plan is a comprehensive insurance policy designed to secure your child’s future. It provides financial protection and savings benefits to ensure that your child’s educational and other financial needs are met, even in your absence.

The key benefits include:

• Lump sum payout on the death of the policyholder.
• Regular payouts at key milestones in the child’s life.
• Waiver of future premiums in case of the policyholder’s death.
• Maturity benefit to help cover higher education expenses.

You can buy the plan online through the Bharti AXA website or through trusted insurance aggregators like InsureMile. The process involves filling out an application form, choosing the right plan, making the payment, and submitting necessary documents.

• The documents typically required include:

  • Identity proof (Aadhaar, PAN card, etc.)
  • Address proof (Utility bill, Passport, etc.)
  • Age proof (Birth certificate, School certificate, etc.)
  • Recent photograph
  • Income proof (Salary slip, Bank statement, etc.)

Renewing your policy can be done easily online. Log in to your Bharti AXA account or InsureMile account, select the policy you want to renew, and follow the instructions to make the renewal payment. Ensure you renew before the due date to avoid any lapse in coverage.

The premiums paid for Bharti AXA Life Child Insurance Plan are eligible for tax deductions under Section 80C of the Income Tax Act. Additionally, the maturity and death benefits received are also tax-exempt under Section 10(10D), subject to the conditions specified in the Income Tax Act.