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Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Reversionary bonus accrue every year during the PPT and is paid at the end of the PPT or on death during the PPT A regular annual payout called the Money Back benefit @ 5.5%of the SA on Maturity is paid form one year after the completion of the PPT till maturity or death Cash Bonus is payable every year post the PPT along with the money back payouts If the policyholder survives till maturity, i.e. till age 100 years, Sum Assured on Maturity + Terminal Bonus, if any is paid On death during the PPT, Sum Assured on death + accrued bonuses is paid and if death happens post PPT, Sum Assured on death is payable SA on death is higher of 11 times the annual premium or minimum guaranteed SA on Maturity subject to a minimum of 105% of all premiums paid till death If the life assures is less than 5 years, risk starts 1 yr. 11 months post commencement and death benefit payable will be 105% of all premiums paid till the attained age is 5 years Income tax benefit under Sections 80C and 10(10D) for premiums paid and claims received respectively
Introduction/Overview Cashflow Protection Plus is a traditional savings plan providing income and savings till age 100 years so that the policyholder does not have to worry about his financial stability post retirement. Key Features This plan is a participating traditional Endowment plan with limited premium payment term The individual is covered up to age 100 years The plan promises Reversionary Bonuses, Money Back and Cash Bonuses
