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Hospitalization expenses up to the sum insured as for nature of expenses Room expenses Surgeons fees, Nursing, Anesthesia, blood, oxygen, Operation theater charges, surgical appliances, medicines, drugs and consumables Pre Hospitalization expense up to 60 days prior hospitalization. Post Hospitalization expenses such as like consultation fees, diagnostic tests, pharmacy related costs for a period up to 90 days after post discharge of patient. Expense incurred for any Day Care treatment which requires hospitalizations less 24 hours for certain procedures like dialysis, radiation therapy, cataract surgery. Expense for treatment done at home up to the sum insured, however should be based on doctor recommendation and condition of patient . Expenses towards emergency ambulance service for amount up to Rs. 2000 /-. Inclusion of hospitalization expense of donor up to the sum insured. Provision for expense coverage towards Expert opinion charges for listed critical illnesses such as cancer or stroke. One of its kind, Sum insured restoration benefit to cover any future claim within the same policy years. Rs.500/- each year towards expenses incurred in any preventive health measures such as doctors consultation, pharmacy expenses or diagnostic tests. Under the No Claim Bonus, enhancement of 5 % on sum insured for each claim free year up to a maximum extent of 50%. Rewards point program based on the premium paid and enrollment on other to Online Wellness Programs. Rewards point can be accrued for 2 years and later on redeemed either to avail discount on 3rd premium paid or else Health Maintenance benefits. For the global traveler, World Wide emergency cover for all kind of medical assistance when the person is away from home . Free look up period of 15 days from the receipt of the plan details to review the terms and conditions of this policy and cancel if one feel so. Health Check up facility available for insured above 18 years once every 3 years. Option for Voluntary Co-pay available with the plan, however cannot be combined with Voluntary Deductible scheme. Add on cover available for critical illness for individuals aged between 18 to 65 years.

The Cigna TTK Lifestyle Protection-Critical Care is a customized insurance plan to reassure the financial assistance in the times of medical exigency for critical diseases .The key Features of this plan are Hassle -free access to over 10, 00,000 quality hospitals worldwide. Disbursement of the entire Sum Insured on first diagnosis of 30 major Critical Illnesses and procedures. Available for Individual and family basis as well to cover self, spouse, dependent parents and dependent parents in laws in addition to dependent children, dependent grandchildren and dependent siblings up to the age of 25 years Additional 10 % discount on the premium amount for enrolling more than 2 family members under a single policy. Apart from this , startling discount of 7.5% discount on selecting 2 years and 10% discount on selecting 3 years on a single premium policy 90 days waiting period from the policy inception date to make any claim in case if diagnosis of critical illness Available for age group of 18 to 65 years Advantage of medical second opinion and any expense related to it . State of the art online wellness program for its customers. Available in two variant to choose from (a) Basic plan to cover 15 Critical Illnesses (b) Enhanced plan to cover 30 Critical Illnesses with enhanced sum insured payout structure. Flexibility to choose an annual premium installment for 2 and 3 years policy. Multiple options for terms as per requirement 1, 2 or 3 years policy period A grace period of 30 days for renewal of a single premium policy from the date of expiry. Income tax rebate benefits under the section u/s 80D as per IT Act 1961 for premium paid towards this policy Staggering Sum Insured amount up to Rs 3 Crores to cover all possible critical illness ailment in any unforeseen situations. Benefit of Cigna TTK Critical Illness Insurance Plan coverage The basic plan covers below mentioned critical illness cases Cancer of specific severity First Heart Attack – of Specific Severity Open Chest CAB Open Heart Replacement or Repair of Heart Valves Coma of Specified Severity Kidney Failure Requiring Regular Dialysis Stroke Resulting in Permanent Symptoms Major Organ / Bone Marrow Transplant Permanent Paralysis of Limbs Motor Neurone Disease with Permanent Symptoms Multiple Sclerosis with Persisting Symptoms Primary Pulmonary Hypertension Aorta Graft Surgery Loss of Hearing Loss of Sight The Enhanced Insurance Policy covers 30 Critical Illnesses cases as mentioned below. Exclusions in Critical Illness Insurance Plan by Cigna TTK Healthcare Any claim pertaining to or any consequential illness due to the below mentioned cases shall not be reimbursed under this plan . Any illness other than specified critical illnesses as mentioned in the above list of inclusions o0f critical diseases Any pre-existing diseases HIV/AIDS and its complications Genetic disorders Mental disorders Suicide or drug abuse Any loss resulting from child birth or pregnancy Cigna TTK International Health Insurance Plan International Health Insurance Plan offers special fortification to Indian locals and expatriates who are residing abroad for employment purpose. Being away from home country and working in different geographic conditions make them exposed to various kinds of risks and health hazard. The Key benefits of International Health Insurance Plan are Available in two variants Ruby and Diamond. Covers Inpatient Hospitalization and Day Care Benefits with Sum Insured from Rs. 50 lacs to Rs. 12 Crores Dedicated service platform to view claim status, history and payment detail along with options to download claim forms in various international languages. Wide range of Sum Insured options Choice of Area of Coverage from any of the four group Inpatient and Day Care Benefits Outpatient Benefits AIDS/HIV Cover Out of Area Emergency Treatment Cover Emergency Evacuation Maternity and New born Cover Dental Treatment and Vision Benefits Psychiatric & Psychological Care Wellness Benefits scheme Groups to choose from area of coverage. I. India, Africa, Middle East, Oceania, Asia (excluding China, Hong Kong, Singapore, Japan, Taiwan) II. India, Europe, Canada, Latin America, Caribbean III. Worldwide Excluding United States. IV. Worldwide Including United States. Cigna TTK Personal Accident Care Plan Life can take a atrocious turn for those who are not well planned ahead for crisis situation especially when it comes for any unforeseen event such as accident or any loss of body part for self and loved ones in the family. The Cigna TTK Lifestyle Protection Accident Care Plan cocoons an individual to getting choked in financial disparity situation caused due any unforeseen situation such as accidents or body injury etc. The key features of this plan are Complete coverage in case of Accidental Death and Disablement Worldwide Coverage with a vast chain of network hospitals Financial assistance in case Loss of Employment Financial backing towards the Education & other Benefit for Orphan Child Multiple Choice of Optional Covers to choose from a range of Rs 50,000 to Rs 10 Crores. The minimum enrollment is 5 years for minors 18 years for adults till and maximum age up to 80 years . for insured above 70 years till 80 years , medical checkup is mandatory. Option to pay via single premium mode or annually in case of a 2 & 3 year policy term. Available on individual and family basis. Family Plans shall cover relationships self, spouse, dependent parents and dependent parents in-laws in addition to dependent children and dependent siblings up to the age of 25 years. Additional 10 % discount on the premium amount for enrolling more than 2 family members under a single policy. Apart from this , startling discount of 7.5% discount on selecting 2 years and 10% discount on selecting 3 years on a single premium policy Benefit of Cigna TTK Lifestyle Plan The Plans is offered in three variants Basic Cover Plans Enhanced Cover Plans Comprehensive Cover Plans 1. Basic Cover Plans The Plan includes Accidental Death Emergency Ambulance Cover Funeral Expenses 2. Enhanced Cover Plans This plan includes any expense related to Accidental Death Permanent Total Disablement Education Fund Emergency Ambulance Cover Funeral Expenses 3. Comprehensive Cover Plans This plan includes any expense related to Accidental Death Permanent Total Disablement Permanent Partial Disablement Education Fund Emergency Ambulance Cover Orphan Benefit Loss of Employment Funeral Expenses Apart from the above mentioned expenses, Customer may go for add on cover basis some additional premium. The additional coverage shall include Temporary Total Disablement Burns Benefit Broken Bones Benefit Coma Benefit Accidental Death Benefits wherein an amount of 100% of sum insured in case of accidental death and 200% of sum insured if death occurs while traveling as a fare paying passenger on a common carrier. Lump sum payment towards cases of injury resulting in broken bones. Expenses towards the ailment of any burns or related expenses up to an amount of 10-100% of sum insured, depending on the degree of burns. 25% of the sum insured as lump sum in the event of suffering from a Coma due to accident. Education continuity benefits for orphan child to continue their education even after the demise of parent. Expenses incurred towards availing the Emergency ambulance service for an amount up to Rs.10,000 based on sum insured selected by applicant. One-time funeral or cremation expenses payment of Rs.5000 for sum insured up to 50 lakhs and Rs.10,000 for sum insured above Rs 50 lakhs. Payment of 3 months basic salary in case of loss of employment due to permanent total or partial disablement caused in any accident Financial assistance to orphans for an amount in tune of amount equal to the sum insured towards dependent child Cigna TTK Pro-Health Cash Plan Any unforeseen medical exigency not only makes a hole in the pocket , but also comes with a cluster of out of pocket expenses. Such expenses are generally not covered in traditional health care plan. To diminish such situation, wherein one runs out of cash in such medical exigency situation, Pro-Health Cash Plan comes handy. The key features of this plan are Available only for individuals only. Daily Hospital Cash allowance for an amount up to Rs.5000/- 2 times daily benefit for Accidental Hospitalization 3 times daily benefit towards ICU and Worldwide cover Lump sum convalescence pay of 5 times of daily cash Companion benefit of 50% of daily cash Choice of 3 optional covers with lump-sum pay Benefit Coverage under the Cigna TTK Pro-cash Insurance Plan The plan is offered in 3 different variant and the insured may choose according to their requirement. Basic Plan – A plan covering primary health expenses within a time duration of 60 days. The coverage includes Sickness Hospital Cash Allowance Accident Hospital Cash allowance ICU Cash Benefit Worldwide Cover Enhanced Plan – This plan has been diversifies to cover a broad range of expnses for a time duration of 90 days . The allowances allowed under this plan includes: Sickness Hospital Cash Benefit Accident Hospital Cash Benefit ICU Cash Benefit Worldwide Cover Convalescence Benefit Companion Benefit Compassionate Benefit Optional Covers Plan – apart from the regular benefits in above two plans , customer may avail few more additional coverage for a time span of 180 days Day Care Treatment Benefit Accidental Death & Permanent Total Disability Cover Critical Illness Add-on Cover Daily Cash Benefit for amount ranging from Rs. 500/- to Rs.5000/- Accidental Death and Permanent Total Disability cover from Rs. 50,000/- to Rs.25 Lacs. Critical Illness Add-on cover from Rs. 50,000 to Rs. 25 Lacs Other Value Add services by Cigna TTK Healthcare Cigna TTK Health Insurance Company Limited offers an high-end online platform for various services. This ensures hassle free enrollment and transparency in all terms & conditions for enrollment in any of the plans. Online Assistance provided Callback Claim Process Claims tracker FAQ Hospital Locator Cigna TTK Branch Glossary Proactive Living Health tolls & calculators Health Games Expert opinion on critical illness Wellness Podcast Health & welfare Articles Health & welfare Newsletter Discounts & Offers

Cigna TTK Health Insurance Overview In the age of fast moving world and chaotic lifestyle, most of us tend of ignore our daily health requirement. Nobody knows when they could find themselves in a medical exigency situation. It is then, when the magnitude of a health insurance plans is comprehended. Cigna TTK Health Insurance Company Limited gratifies the needs of copious customer who wants to safeguard their health related expenses through health insurance plans. The various kinds of Health Insurance Plans offered by CignaTTK Health Insurance are Pro Health Protect Plan Critical Illness Insurance International Health Insurance Cigna TTK Lifestyle Protection-Accident Care Plan Pro-Health Cash Cigna TTK Health Insurance Plans Overview Cigna TTK Pro-Health Protect Plan A unique, all inclusive health plan, covering all array of event which could cost towards the health of Individuals and their families. The features of this plan are Available for individuals and families with an insurance coverage of amount up to Rs. 4.5 lakhs. All inclusive coverage for treatment of diseases leading up to and during hospitalization. Day Care procedures & Domiciliary Treatment. Multiple options for selecting plans as per requirement. Sum insured options available are Rs. 2.5 lakhs, Rs. 3.5 lakhs and Rs. 4.5 lakhs. Available for person aged between 91 days for children and 18 years for adults with no bar on maximum age under this plan. Option for lifelong renewal of the plans. Flexibility to choose the term as per requirement between the option of 1 year & 2 year term. Mandatory Medicals check up for insured aged 46 years and above across all Sum Insured options Worthwhile discount of 10% on the premium amount for enrolling more than 2 family members under a single individual health insurance policy.