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Six-Step Motor Claims Settlement Guide

Six-Step Motor Claims Settlement Guide: Official Process Roadmap

Insurance Claims Assistance & Settlement Guide: Your safety comes first. If anyone is injured, get medical help immediately. Once everyone is safe, follow these steps.

Six-Step Motor Claims Settlement Guide: Official Process Roadmap

Claim process

Official claim process roadmap and settlement steps: six steps, in order.

Follow this verified step-by-step roadmap to make informed decisions and choose the right protection.

01
Before filing a claim, confirm:• Your policy is active.• Check the policy start date.• Check the policy expiry date.• Understand what is covered under your policy.If you are not sure, contact Insuremile before filing your claim.
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Before you claim

Before You Make a Claim

If your policy includes Own Damage Cover, making a claim may affect your No Claim Bonus (NCB) at your next renewal. If the damage is minor, speak with our Customer Success team first. We can help you understand the impact before you decide to file a claim.

Required documents

Keep these ready before you file.

Driving Licence of the person driving
Vehicle Registration Certificate (RC)
Insurance policy copy
FIR copy (for theft or third-party claims)
Photographs / videos of the damage
Estimate from an authorised garage
Original repair invoice and payment receipt
Government & Statutory Education

General Insurance Council (GI Council): Motor Insurance

Read official Indian motor vehicle classifications and statutory insurance guidelines.

GI Council Guide

Our Promise

Our job is not only to help you file a claim. Our job is to help you make the right decision before, during and after the claim process.