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Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
On death of the policyholder, the Sum Assured is paid immediately. Future premiums are waived off and bonuses continue to accrue. At the end of the term, the maturity benefit is paid to the nominee On Maturity, Sum Assured benefit chosen + accrued bonuses is paid to the policyholder The SA on Maturity can be taken in 5 options as below: Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
EduSave is a traditional Child Plan which facilitates savings for the childs future and provides a risk-free future stability for the child even if the parent is not around. Key Features It is a participating plan with regular and limited premium payment option There are different Maturity Payout options acting like a money back plan
