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The nominee gets the Sum Assured on death of the policyholder Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Policyholder has to fill up an `Application form/ proposal form online and provide self-attested copies of KYC/AML Documents.
The nominee gets the Sum Assured on death of the policyholder Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Details About Premium Annual premium in Rupees for a SA of 1 crore Policy Details Grace Period: 30 days grace period is allowed for payment of premium Policy Termination or Surrender Benefit: there is no surrender value under the plan Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 30 days of receipt of the policy documents, provided there has been no claim. Additional Features or Riders The plan offers inbuilt Family Care Benefit where on death of the policyholder and on submission of relevant documents, 1 lakh is paid within 48 hours to the nominee and the balance Sum Assured is settled later Premium discounts are given for non-smokers for coverages above 50 lakhs Premium discounts for female lives Exclusions In case of suicide committed within 12 months of policy inception or revival only 80% of premiums paid are returned to the nominee.
Introduction/Overview Eprotect is an online term insurance plan which enables the policyholder to secure his future by the click of a mouse. The plan offers high coverages at low rates Key Features It is a pure term insurance plan with regular pay premium paying options. The policy term can be customized depending on the entry age of the policyholder. Easy and hassle-free application process.
