Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person. Eligibility Entry age for the proposer is 18 years to 70 years. Micro-Insurance Business Of Bajaj Allianz Life Expected To Grow Bajaj Allianz Selects Remedinet Technologies to Offer Speedy Cashless Insurance Settlement Health Care Supreme by Bajaj Allianz Insurance Surgical Protection Plan got Recently Introduced by Bajaj Allianz General
Discounts on selected pathologies.and wellness tests. Discount on selected radiology centers. Deduction up to 35000 on income tax under IT Act.
Coverage: Family Grace period: 15 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the 2 year or 4 year waiting period shall start afresh. Portability: If you are insured under any other health insurance policy of Non-life insurer then you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods. Policy termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded. Free look period: If you are not pleased with the coverage or terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided no claim has been made. Exclusions Any illness diagnosed within 30 days of policy is not covered. Any sexually transmitted disease. Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered. Treatments consisting of non-allopathic medicine are not covered under this policy. Cosmetic treatments.
