https://insuremile.in/family-income-plan/ urllinkcontent: Copy linkDHFL Pramerica Family Income health insurance – compare Quotes policy – Insuremile nextrowlinkcontent Life insurance - Compare Kotak Preferred e Term Insurance Plans - Insuremile urllinkcontent: Life insurance – Compare Kotak Preferred e Term Insurance Plans – Insuremile nextrowlinkcontent https://insuremile.in/family-first-plan/ urllinkcontent: DHFL Pramerica Family First health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/wellsurance-woman-policy/ urllinkcontent: Copy linkTATA AIG Wellsurance Woman health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/triple-anand-advantage-plan/ urllinkcontent: Travel Insurance – Compare Future Generali Triple Anand Advantage Travel Insurance quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/progrowth-maximiser-plan/ urllinkcontent: HDFC SL ProGrowth Maximiser health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/insure-smart-plan/ urllinkcontent: Canara HSBC OBC Life Insure Smart Plan nextrowlinkcontent https://insuremile.in/lifeshield-plus-plan/ urllinkcontent: Aviva LifeShield Plus nextrowlinkcontent "https://insuremile.in/vision-lifesecure-plan/ urllinkcontent: BSLI Vision LifeSecure Plan nextrowlinkcontent https://insuremile.in/young-scholar-advantage-plan/ urllinkcontent: Aviva Young Scholar Advantage nextrowlinkcontent
Details About Premium Policy Details Grace Period: There is a limited timeframe of 30 days from the due date of the unpaid premium to pay all dues. If premiums are not paid within the Grace Period, the policy will lapse. Policy Termination or Surrender Benefit: The policy does not acquire Surrender Value. If the policy is not reinstated within the revival period, the policy is terminated. Termination of the policy also occurs on payment of the Death Benefit. Free look period: Policyholders have a limited free look period of 15 days from the date of receiving policy documents to review the policy. This timeframe is extended to thirty days if the policy was sold via distance marketing. If the policyholder does not wish to continue with the policy, then he or she has to return the policy stating their objections. The customer will receive the policy premium minus a proportionate premium for the risk borne by the company, including as any extra expenses, such as towards a medical examination or stamp duty charges. Additional Features or Riders The revival of a lapsed policy is possible if the policyholder submits a written request for reinstatement within a timeframe of one year from the date of the first unpaid premium. The revival of the policy is subject to a charge of Rs. 250.
The policy offers the coverage of twelve critical illnesses. The policy offers 100% Sum Assured as a lump sum on death of the policyholder. The policyholders are treated to a hassle-free online application process, minus any tedious paperwork.
In the unfortunate event of the demise of the person insured, the nominee receives the Sum Assured as the Death Benefit. This policy provides a Critical Illness Benefit in which the Sum Assured is paid in case the policyholder is diagnosed with any of twelve critical illnesses covered under the policy. The policyholder can make a claim at the first diagnosis, provided the diagnosis was made ninety days after the start of reinstatement of the policy. The Sum Assured is payable on the condition that the life insured survives for at least thirty days after the diagnosis. A discount is available on large Sum Assured amounts. The policy provides low premium rates for those customers who are non-smokers. Tax benefits are available on the premium paid and Death and Maturity Benefits as per sections 80(C) and 10 (10D) of the Income Tax Act.
In today’s uncertain day and age, people are looking for ways to secure the futures of their loves ones. They seek to make sure that no matter what happens to them, their families remain secured. At the same time, increasingly high-pressure environments at work pose serious health challenges that can turn into critical illnesses. To meet the demands for both these situations, Aviva Life Insurance has started a combo plan called Aviva Extra Cover that provides comprehensive life insurance protection and pays a lump sum amount on the diagnosis of twelve critical illnesses.
