CIN: U72900KA2018PTC110119

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Policy Details Grace period: 15 days grace is allowed for premium payment in monthly mode and 30 days in other modes failing which the policy lapses Policy termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 5 completed years. If surrendered before 5 years, the fund value net of discontinuation charge will be credited to the Linked Discontinued Policy Fund where it will earn a minimum of 4% p.a. growth. After completion of 5 years, the fund value in the Discontinued Policy fund as on that date will be paid to the policyholder. If surrendered after 5 completed policy years, the entire Fund value on the date of surrender is paid without any charges Free Look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions Partial withdrawals are allowed every year after 5 completed policy years with a minimum value of Rs.5,000 Switches are allowed every year for switching between funds Switching between Investment Options is also allowed after the first year except switching to Return Optimiser Option Premium Redirection is allowed for redirecting future premiums into another fund Top-ups can be done to increase investments at a minimum of 5000. The corresponding top-up SA will be 125% of the top-up premium for ages<45 yrs. and 110% of the premium for ages>=45 yrs. Exclusions The benefit paid in case of suicide within 12 months of policy inception or revival is the fund value as on that date. Documents Required Policyholder has to fill up an `Application form/ proposal form with accurate medical history and submit KYC documents. urllinkcontent: General insurance – Compare Max Life Shiksha Plus Super Insurance -Insuremile nextrowlinkcontent urllinkcontent: HDFC SL ProGrowth Flexi Health insurance – compare Quotes policy – insuremile nextrowlinkcontent urllinkcontent: General insurance – compare Edelweiss Tokio Life Wealth Accumulation personal accident insurance – insureMile nextrowlinkcontent urllinkcontent: HDFC SL ProGrowth Maximiser health insurance – compare Quotes policy – Insuremile nextrowlinkcontent urllinkcontent: Life Insurance – Compare Bharti AXA Life Secure Savings Plan – Insuremile nextrowlinkcontent urllinkcontent: Exide Life Smart Future Insurance Plan nextrowlinkcontent urllinkcontent: BSLI Wealth Assure Plan nextrowlinkcontent urllinkcontent: IDBI Federal Wealthsurance Future Star Insurance Plan nextrowlinkcontent urllinkcontent: Canara HSBC Investment Plans nextrowlinkcontent urllinkcontent: BSLI Wealth Max Plan nextrowlinkcontent urllinkcontent: AEGON Life iMaximize Insurance Plan nextrowlinkcontent

Fortune Elite Plan is a Unit Linked Insurance plan where premiums paid net of allocation charges is invested in unit account which participated in market growth to yield high returns. The plan also provides life insurance coverage for protection needs Key Features It is a unit linked plan with Limited Pay option of premium payment Guaranteed Additions are added from the 10th policy year There are 3 investment options of Return Optimiser Option, Systematic Transfer Option and Self-Managed Option Under the Return Optimiser Option, premiums net of charges is first allocated to Maximizer Fund where it grows. When the Fund Value crosses 110% of the original premium, the excess is transferred to the Income Advantage Fund to protect the return against volatility. Thus, all subsequent excesses are safeguarded in the Income Advantage Fund Under the Systematic Transfer Option, the premium net of charges is first allocated to Liquid Plus Fund and thereafter 1/12th of the fund is transferred monthly to a fund of the policyholders choice The following funds are available for investment under the Self- Managed Option Liquid Plus Income Advantage Assure Protector Builder Enhancer Creator Magnifier Maximizer Multiplier Super 20 Pure Equity Value & Momentum Benefits Guaranteed Additions are added from the 10th policy year and every 5 years thereafter @ 2% of aggregate premiums paid in the last 5 years From the 11th year and every year thereafter, Guaranteed Additions are also added @ 0.35% of the average fund value over the last 12 months The insured will get the total Fund Value on Maturity which also includes top-up Fund Value and Guaranteed Additions On death of the policyholder, higher of the Sum Assured including top-up Sum Assured net of partial withdrawals made 2 years prior to death or the Fund Value including the top-up Fund Value is payable to the nominee if age attained was less than 60 years If age attained was equal to or more than 60 years, higher of Sum Assured including top-up SA net of partial withdrawals made after age 58 years or total Fund Value including top-up Fund Value is payable The minimum death benefit should be equal to 105% of all premiums paid till death Income tax benefit on the premium paid as per Section 80C and on claims under Section 10(10D) of the Income Tax Act.