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The insured will get the total Fund Value including top-up Fund Value on Maturity which can be taken in lump sum or under the Settlement Option where the proceeds can be taken in equal instalments over a period of 5 years post maturity On death of the policyholder, SA including top-up SA+ Fund Value including top-up Fund Value is payable subject to a minimum of 105% of premiums paid Income tax benefit on the premium paid as per Section 80C and on claims under Section 10(10D) of the Income Tax Act.

Details About Premium Illustration for a policy term and PPT of 20 years Policy Details Grace period: 15 days grace period is allowed for monthly mode and 30 days for other modes Policy termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 5 completed years. If surrendered before 5 years, the fund value net of discontinuation charge will be credited to the Discontinuance Policy Fund where it will earn a minimum of 4% p.a. growth. After completion of 5 years, the fund value in the Discontinued Policy fund as on that date will be paid to the policyholder. If surrendered after 5 completed policy years, the entire Fund value on the date of surrender is paid without any charges Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions 4 Free Partial withdrawals are allowed every year with a maximum of 20% of the Fund Value Systematic Partial Withdrawals are also available under which units are redeemed periodically and the proceeds are transferred to the policyholders bank account 4 Free switches are allowed every year for switching between funds Future premiums can be redirected to a new fund via the Premium Redirection option of which 2 are free Top-ups with a minimum of Rs.5000 are allowed for increasing the Fund Value Additional Features or Riders The Sum Assured under the plan can be increased by up to 50% of the base SA or 10 lakhs whichever is lower without any extra medical requirements within 3 months of marriage or child birth Under Auto Rebalancing feature, the fund is rebalanced every year according to the ratio chosen at inception Exclusions The benefit paid in case of suicide within 12 months of policy inception or revival is the fund value as on that date. If suicide is committed within 1 year after increasing the SA, the increased SA will not be applicable

Introduction/Overview Aegon Life Future Protect Plus Insurance Plan is a Unit Linked Insurance Plan which provides enhanced benefits on death and also yields good returns through capital market participation Key Features It is a ULIP plan with Regular Pay option of premium payment There is an Invest Protect Option under which the funds are managed by the company to protect them against market volatility towards maturity. Under this option, the allocated premium is initially invested in Accelerator Fund and in the last 3 policy years the fund value is systematically transferred first to Stable Fund, then to Debt Fund and in the last year to Secure Fund. The investments in each Funds are also switched monthly to the subsequent fund @ 10% If the Invest Protect Option is not availed, the following 4 funds are available for investment Accelerator Fund Stable Fund Secure Fund Debt Fund

Introduction/Overview Aegon Life Future Protect Plus Insurance Plan is a Unit Linked Insurance Plan which provides enhanced benefits on death and also yields good returns through capital market participation Key Features It is a ULIP plan with Regular Pay option of premium payment There is an Invest Protect Option under which the funds are managed by the company to protect them against market volatility towards maturity. Under this option, the allocated premium is initially invested in Accelerator Fund and in the last 3 policy years the fund value is systematically transferred first to Stable Fund, then to Debt Fund and in the last year to Secure Fund. The investments in each Funds are also switched monthly to the subsequent fund @ 10% If the Invest Protect Option is not availed, the following 4 funds are available for investment Accelerator Fund Stable Fund Secure Fund Debt Fund