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The nominee gets the Sum Assured on death of the policyholder. Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Policy Details Grace Period: grace period is not applicable Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy form the second year onwards. Surrender value = 50% of single premium * unexpired term / total term Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Documents Required Policyholder has to fill up an `Application form/ proposal form with accurate medical history. BNP Paribas Cardif Proposes to Increase Stakes in SBI Life Insurance to 36% IRDAI Directs SBI Life Insurance Company Ltd. to Refund Commission Excess of Rs.275 Crores to Policyholders The Biggest Refund Order of Rs. 275 Crore Issued by IRDA to Sbi Life
Grameen Bima is a specially designed micro-insurance policy for the poor sections of the society. It is designed to provide insurance coverage to the backward classes at a low rate so that they can also enjoy financial security Key Features It is a pure term insurance plan with single premium payment option The premium amount is chosen by the policyholder based on which the Sum Assured is determined No medical check-ups required
Grameen Bima is a specially designed micro-insurance policy for the poor sections of the society. It is designed to provide insurance coverage to the backward classes at a low rate so that they can also enjoy financial security Key Features It is a pure term insurance plan with single premium payment option The premium amount is chosen by the policyholder based on which the Sum Assured is determined No medical check-ups required
