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The nominee gets a sum of 500% of the Single premium paid on death On maturity, the policyholder gets 200% of the Single premium paid Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Details about Premium Premiums paid and the respective Death and Maturity Benefits: Policy Details Grace Period: grace period is not applicable Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy from the 2nd policy year. The Surrender Value will be calculated as a % of the Single premium paid ranging from 70% – 180% depending on the year of Surrender Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Exclusions In case of suicide committed within one year of policy issuance, 80% of the single premium paid is refundable Documents Required Policyholder has to fill up an `Application form/ proposal form with accurate medical history.
Gramin Bima Yojana Plan is a micro insurance plan for the rural and social sector of the country to take care of their protection requirements Key Features It is a Single Premium plan with low premiums Guaranteed Maturity and /or death benefits depending on the amount of premium invested No medical check-ups required
