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Guaranteed Additions: Every year guaranteed additions are made@ 5%, 6% or 7% for terms of 7, 8, 9 years respectively. Death Benefits: In case of death, the nominees can choose to avail the benefits of death in installments over a period of 5 or 10 years where the monthly installments shall be calculated: For 5 year term, @ 1.04 x Death Benefit / 60 For 10 year term, @ 1.08 x Death Benefit / 120 Where, Death Benefit = Sum Assured + Accrued Guaranteed Additions And, Sum Assured = Higher of, 5 x Annualized Premiums Or, Sum Assured **The installments can be discontinued where upon, the discounted value of future installments is paid in a lump sum Maturity Benefits: The policyholder can choose to avail the maturity benefits in installments over a period of 5 or 10 years where monthly installments shall be: For 5 year term, @ 1.04 x Maturity Benefit / 60 For 10 year term, @ 1.08 x Maturity Benefit / 120 Where, Maturity Benefit = Sum Assured + Accrued Guaranteed Additions **The installments can be discontinued whereupon, the discounted value of future installments is paid in a lump sum Tax Benefits: All claims received and premiums paid are eligible for tax advantages Under Section 80C and 10 (10D) of the Income Tax Act.

Q. What are the Guaranteed Additions paid as Maturity Benefit? The insured is paid the sum assured as chosen by him along with the Accumulated Guaranteed Additions as the maturity benefit, given that no claims have been done yet. The Guaranteed Additions that accrue at the plan term end is based on the policy term as chosen by him, which are as follows: On completion of 7 policy years, a 5% of the sum assured is paid every year as Guaranteed Addition On completion of 8 policy years, a 6% of the sum assured is paid every year as Guaranteed Addition On completion of 9 policy years, a 7% of the sum assured is paid every year as Guaranteed Addition Q. If the insured is a minor, when can he avail his benefits? In a case, where, the insured is a minor, his plan shall mature only when he turns 18. Q. Can I avail loan under this plan? Yes, the insured can avail loan under this plan, given that it has an Acquired Surrender Value, where, the loan amount can be up to 90 % of the surrender value. Q. How can I alter my premium paying frequency? At any of the policy anniversary date, the insured can choose to alter his premium paying frequency into any other premium paying mode, available under the plan, given minimum premium limits allowed under the plan. Q. What is the Early Termination Value? The Early Termination Value shall only be available for the plan if at least one full years premium is paid and 12 months have been completed but 2 full years of premiums have not been paid. In the case of Early Termination Value by the policyholder, below is the Early Termination Value that shall be paid: On completion of 1 full year of premium payment, an early termination value of 10% x premiums paid till date + 10% x Guaranteed Additions Attached is paid to the policyholder. **All the premiums considered are excluding any additional premiums or any service taxes on the premiums. Q. Under what conditions shall the policy terminate? The policy shall automatically terminate immediately after any early occurrence of any of the following events: Payment of early termination value Complete surrender of the plan At the end of the renewal period, the premiums have not been paid till date. On the date of intimation of the insureds death On the foreclosure date, if any loan is taken under the plan On plan maturity date Micro-Insurance Business Of Bajaj Allianz Life Expected To Grow Bajaj Allianz Selects Remedinet Technologies to Offer Speedy Cashless Insurance Settlement Health Care Supreme by Bajaj Allianz Insurance Surgical Protection Plan got Recently Introduced by Bajaj Allianz General

Bajaj Allianz Guarantee Assure – Policy Details Grace Period: A 15 day grace period is allowed on the failure of monthly premium payment and a 30 day grace period is allowed on the failure of other premium payment modes. Policy Termination or Surrender Benefit: On completion of 2 years with the plan a surrender value gets enabled. The insured can surrender his plan anytime after paying premiums for 2 full years since inception. The surrender value shall be higher of, Guaranteed Surrender Value Or, Special Surrender Value Where, Guaranteed Surrender Value = % of all Premiums Paid + % of Accrued Guaranteed Additions Free Look Period: If the insured is not happy with any of the benefits of features provided by the plan, then, he is free to cancel his plan within 15days of receiving the policy documents, given that no claims have been done yet. Inclusions Loan Benefits: The policyholder can avail a loan of up to 90% of the Surrender Value. The policy provides a loan facility of up to 90% of the Surrender value. Additional Features or Riders Discounted Premiums for Higher Covers Discounted Premiums for Women Insurance Holders Flexible Premium Paying Frequency Exclusions Suicide: If the insured commits suicide within the first 12 months since inception, then, his beneficiaries shall be settled by paying 80% of the premiums paid till date. If the insured commits suicide, within the first 12 months of plan renewal, then his beneficiaries shall be settled by paying the higher of, 80% of premiums paid till date or the Acquired Surrender Value.

Introduction/Overview Guarantee Assure is a non-participating traditional endowment plan which provides wealth creation and insurance protection for complete security of the policy holder. Bajaj Allianz Guarantee Assure – Key Features Non-Participating Endowment Plan Limited Premium Payment Guaranteed Maturity Benefits Guaranteed Death Benefit Lump Sum or Monthly Installment Guaranteed Additions to the Sum Assured