Insuremile
IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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The policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person. Exide Life Jeevan Uday

The Maturity benefit is paid yearly @ 150% of the annual premium form the 10th year to 17th year On death of the policyholder, guaranteed payouts as mentioned above will accrue as and when they fall due and future premiums are waived off. The nominee may avail the Cash value of the death benefit prior to the end of the term where the value will be higher of 10 times the annual premium of 105% of all premiums paid discounted @ 10%. Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.

Details About Premium Annual premium in Rupees and Benefit Illustration Policy Details Grace period: 30 days grace period is allowed for premium payment. If the policyholder fails to make payment within the grace period, the policy lapses Policy termination or Surrender Benefit: the policy acquires a Surrender Value if one full year’s premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value or the Special Surrender Value. GSV = (GSV% * total premiums paid) Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions Loan is not available under the plan Exclusions In case of suicide committed within 12 months of policy inception only 80% of premiums paid are returned to the nominee. In case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value is paid

Introduction/Overview Guaranteed Growth Insurance plan is a traditional insurance plan which provides guaranteed benefits while at the same time giving life insurance protection to ensure a stable financial future. Key Features It is a non-participating plan with the limited premium payment option. There is an annual payment from the 10th to the 17th year which equals 150% of the annualized premium paid.