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1. How to pay premium? What are the modes of payment available? You can choose from ANY of the following premium modes from IDBI Life Insurance Online Payment Payment through IDBI & Federal Bank Branch ECS Payment through Advisor Cheque facility For payment through online, policyholder must visit e-portal of company. Enter your policy number and date of Birth Then verify your policy details Select payment options and pay payment. 2. How can I check policy status for IDBI Federal Life child plans? As a registered user, please visit the site and provide the relevant policy information to enter the site and check the current status of your policy. You can track you application from the above link in case you have recently applied. 3. What is the policy renewal process for IDBI Federal Life child plans? As an existing IDBI customer, you can convert all your paper policies into e-Policy to conveniently pay online premiums for renewals. You can fill the e-Policy Conversion Form and submit it to your nearest IDBI Federal branch. Once done, the renewal process remains the same as paying premium online. 4. What is the companys process to settle claim for IDBI Federal Life child plans? IDBI Federal Insurance company guarantees to settle your claims within 8 working days, provided all your documents are in order. For every delay thereafter, the company will pay a penalty charge of 8% to the beneficiary. The process is simple. Fill the suitable claims form and submit the medical bills and reports and other documents as requested by the company to the nearest branch. The claim amount will be directly deposited in your bank account. 5. What is the policy cancellation process for IDBI Federal Life child plans? It will take maximum 30 days for policy cancellation process. The IDBI policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. After receiving the documents and scrutinizing them, the refund is credited into the policyholders bank account as per the policys records, and the policy is cancelled. New Delhi Marathon to be sponsored by IDBI Federal Life Insurance 8 Day Claim Settlement Guarantee by IDBI Federal Seven New Plans by IDBI Federal Life Insurance

For buying the child plan, the following documents need to be submitted to the insurance company: Your identity proof which can be a copy of your passport, driving license, PAN card, Voters ID card, etc. Your address proof which can be any one among the passport, driving license, electricity or phone bill, etc. Your date of birth proof like the passport, driving license, PAN card, etc. The date of birth proof of the child like his birth certificate Passport sized photographs of both you and your child

A unit linked child insurance plan which provides market related returns while at the same time taking care of the childs future. The features and benefits of the plan are as follows: Premiums under the plan can either be paid for the entire duration of the plan under the Regular Pay option or for a limited tenure under the Limited Pay option of premium payment. The premium net of charges can be invested by the policyholder himself in a choice of different available funds or under the Systematic Allocator Option feature provided by the company. Under the Systematic Allocator Option, the company invests the funds initially in a low risk fund and gradually, the funds are transferred to high aggressive fund as the plan progresses. There is a choice of 9 funds to choose from if the policyholder wants to manage his own investments which are Equity Growth Fund, Midcap Fund, Pure Fund, Bond Fund, Income Fund, Liquid Fund, Aggressive Asset Allocator Fund, Moderate Asset Allocator Fund and Cautious Asset Allocator Fund Guaranteed Loyalty Additions are added to the fund @3% of the average fund value in the preceding three years. These additions are made from the 10th policy year and every 5 years thereafter. The fund value is paid on plan maturity which can be availed either in lump sum or in instalments over a period of 5 years post maturity under the Settlement Option. In case of death of the insured during the tenure of the plan, the Sum Assured is paid immediately. Thereafter, all future premiums are waived off and the aggregate future premiums payable are credited to the fund value by the company. This fund grows till the remaining time to maturity upon which the applicable fund value is paid to the nominee. The plan has a Wealth Care Switcher Benefit under which the Systematic Allocator Option is automatically activated on death of the insured. The policyholder may also avail of the Education Support Benefit under which the death benefit can be availed as money-backs in the last 5 policy years after the insureds death Partial Withdrawals can be made to meet financial requirement post 5 years of the plan issuance. The minimum amount of withdrawal is Rs.10, 000 and the maximum amount is limited to 20% of the Fund Value Unlimited free switches are available to switch between funds Premium redirection facility is also available to redirect future premiums into another fund than the one originally selected. Eligibility Details Applying for a Child Plan from the company: Online The company offers specific plans which are available online only. The customer only needs to log into the companys website, choose the required plan, choose the coverage and provide the details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card or net banking facilities and the policy will be issued Intermediaries Plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process. Applying For Child Plans through PolicyBazaar On the PolicyBazaar homepage, click on Child Plans under the Personal tab. Click New Quotes to compare and choose from top insurance providers. Fill your date of birth (DOB), whether you are a smoker/non-smoker, and the payout amount. On the basis of your payout amount, you will get an estimate of your premium. Next click Continue. Fill in your name, email address, city, country code, and mobile number. Click Continue. You will be taken to the Life Insurance quotes page where you will see life insurance quotes of more than 10 insurers. Next, choose the plan as per payment schedule – One Time Payout and Monthly Payout Plans. After reviewing and comparing each life insurance quote, click the premium amount to buy the desired plan. You will see a pop-up on the screen which will give you an overview of the chosen plan like premium, plan features, exclusions, additional riders, etc. Click Proceed. This will take you to the insurers website. Fill in the necessary details to buy the plan.

IDBI Federal Life Insurance Company has two child plans to its customers. While one plan is a traditional child insurance plan, the other one is a unit linked plan providing good return through market participation. The plans are discussed below – IDBI federal Childsurance Savings Protection Insurance Plan Traditional money back child insurance plan which has the following characteristics: It is issued as a participating plan which earns bonuses Premiums are payable either for the complete plan tenure as per the Regular Pay option or for a limited plan tenure as per the Limited Pay option. Money backs are paid in the form of Guaranteed Annual payouts either in the last three plan years at 20%, 20% and 60% of basic Sum Assured or in the last five years of the plan at 20% of the basic Sum Assured every year. On maturity, the last instalment of the Guaranteed Payout and accrued reversionary bonuses including any Terminal Bonus As the death benefit the death Sum Assured is paid which is higher of the maturity Sum Assured or 10 or 7 times the premium payable yearly depending on the age of the policyholder. Future premiums are waived off and paid for by the company. The Guaranteed Annual Payouts will accrue when they fall due and on maturity, the vested bonuses including any Terminal Bonus is paid to the nominee Female lives are charged lower rates of premiums Eligibility Details

1. How to pay premium? What are the modes of payment available? You can choose from ANY of the following premium modes from IDBI Life Insurance Online Payment Payment through IDBI & Federal Bank Branch ECS Payment through Advisor Cheque facility For payment through online, policyholder must visit e-portal of company. Enter your policy number and date of Birth Then verify your policy details Select payment options and pay payment. 2. How can I check policy status for IDBI Federal Life child plans? As a registered user, please visit the site and provide the relevant policy information to enter the site and check the current status of your policy. You can track you application from the above link in case you have recently applied. 3. What is the policy renewal process for IDBI Federal Life child plans? As an existing IDBI customer, you can convert all your paper policies into e-Policy to conveniently pay online premiums for renewals. You can fill the e-Policy Conversion Form and submit it to your nearest IDBI Federal branch. Once done, the renewal process remains the same as paying premium online. 4. What is the companys process to settle claim for IDBI Federal Life child plans? IDBI Federal Insurance company guarantees to settle your claims within 8 working days, provided all your documents are in order. For every delay thereafter, the company will pay a penalty charge of 8% to the beneficiary. The process is simple. Fill the suitable claims form and submit the medical bills and reports and other documents as requested by the company to the nearest branch. The claim amount will be directly deposited in your bank account. 5. What is the policy cancellation process for IDBI Federal Life child plans? It will take maximum 30 days for policy cancellation process. The IDBI policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. After receiving the documents and scrutinizing them, the refund is credited into the policyholders bank account as per the policys records, and the policy is cancelled. New Delhi Marathon to be sponsored by IDBI Federal Life Insurance 8 Day Claim Settlement Guarantee by IDBI Federal Seven New Plans by IDBI Federal Life Insurance

1. How to pay premium? What are the modes of payment available? You can choose from ANY of the following premium modes from IDBI Life Insurance Online Payment Payment through IDBI & Federal Bank Branch ECS Payment through Advisor Cheque facility For payment through online, policyholder must visit e-portal of company. Enter your policy number and date of Birth Then verify your policy details Select payment options and pay payment. 2. How can I check policy status for IDBI Federal Life child plans? As a registered user, please visit the site and provide the relevant policy information to enter the site and check the current status of your policy. You can track you application from the above link in case you have recently applied. 3. What is the policy renewal process for IDBI Federal Life child plans? As an existing IDBI customer, you can convert all your paper policies into e-Policy to conveniently pay online premiums for renewals. You can fill the e-Policy Conversion Form and submit it to your nearest IDBI Federal branch. Once done, the renewal process remains the same as paying premium online. 4. What is the companys process to settle claim for IDBI Federal Life child plans? IDBI Federal Insurance company guarantees to settle your claims within 8 working days, provided all your documents are in order. For every delay thereafter, the company will pay a penalty charge of 8% to the beneficiary. The process is simple. Fill the suitable claims form and submit the medical bills and reports and other documents as requested by the company to the nearest branch. The claim amount will be directly deposited in your bank account. 5. What is the policy cancellation process for IDBI Federal Life child plans? It will take maximum 30 days for policy cancellation process. The IDBI policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. After receiving the documents and scrutinizing them, the refund is credited into the policyholders bank account as per the policys records, and the policy is cancelled. New Delhi Marathon to be sponsored by IDBI Federal Life Insurance 8 Day Claim Settlement Guarantee by IDBI Federal Seven New Plans by IDBI Federal Life Insurance

For buying the child plan, the following documents need to be submitted to the insurance company: Your identity proof which can be a copy of your passport, driving license, PAN card, Voters ID card, etc. Your address proof which can be any one among the passport, driving license, electricity or phone bill, etc. Your date of birth proof like the passport, driving license, PAN card, etc. The date of birth proof of the child like his birth certificate Passport sized photographs of both you and your child

A unit linked child insurance plan which provides market related returns while at the same time taking care of the childs future. The features and benefits of the plan are as follows: Premiums under the plan can either be paid for the entire duration of the plan under the Regular Pay option or for a limited tenure under the Limited Pay option of premium payment. The premium net of charges can be invested by the policyholder himself in a choice of different available funds or under the Systematic Allocator Option feature provided by the company. Under the Systematic Allocator Option, the company invests the funds initially in a low risk fund and gradually, the funds are transferred to high aggressive fund as the plan progresses. There is a choice of 9 funds to choose from if the policyholder wants to manage his own investments which are Equity Growth Fund, Midcap Fund, Pure Fund, Bond Fund, Income Fund, Liquid Fund, Aggressive Asset Allocator Fund, Moderate Asset Allocator Fund and Cautious Asset Allocator Fund Guaranteed Loyalty Additions are added to the fund @3% of the average fund value in the preceding three years. These additions are made from the 10th policy year and every 5 years thereafter. The fund value is paid on plan maturity which can be availed either in lump sum or in instalments over a period of 5 years post maturity under the Settlement Option. In case of death of the insured during the tenure of the plan, the Sum Assured is paid immediately. Thereafter, all future premiums are waived off and the aggregate future premiums payable are credited to the fund value by the company. This fund grows till the remaining time to maturity upon which the applicable fund value is paid to the nominee. The plan has a Wealth Care Switcher Benefit under which the Systematic Allocator Option is automatically activated on death of the insured. The policyholder may also avail of the Education Support Benefit under which the death benefit can be availed as money-backs in the last 5 policy years after the insureds death Partial Withdrawals can be made to meet financial requirement post 5 years of the plan issuance. The minimum amount of withdrawal is Rs.10, 000 and the maximum amount is limited to 20% of the Fund Value Unlimited free switches are available to switch between funds Premium redirection facility is also available to redirect future premiums into another fund than the one originally selected. Eligibility Details Applying for a Child Plan from the company: Online The company offers specific plans which are available online only. The customer only needs to log into the companys website, choose the required plan, choose the coverage and provide the details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card or net banking facilities and the policy will be issued Intermediaries Plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process. Applying For Child Plans through PolicyBazaar On the PolicyBazaar homepage, click on Child Plans under the Personal tab. Click New Quotes to compare and choose from top insurance providers. Fill your date of birth (DOB), whether you are a smoker/non-smoker, and the payout amount. On the basis of your payout amount, you will get an estimate of your premium. Next click Continue. Fill in your name, email address, city, country code, and mobile number. Click Continue. You will be taken to the Life Insurance quotes page where you will see life insurance quotes of more than 10 insurers. Next, choose the plan as per payment schedule – One Time Payout and Monthly Payout Plans. After reviewing and comparing each life insurance quote, click the premium amount to buy the desired plan. You will see a pop-up on the screen which will give you an overview of the chosen plan like premium, plan features, exclusions, additional riders, etc. Click Proceed. This will take you to the insurers website. Fill in the necessary details to buy the plan.

IDBI Federal Life Insurance Company has two child plans to its customers. While one plan is a traditional child insurance plan, the other one is a unit linked plan providing good return through market participation. The plans are discussed below – IDBI federal Childsurance Savings Protection Insurance Plan Traditional money back child insurance plan which has the following characteristics: It is issued as a participating plan which earns bonuses Premiums are payable either for the complete plan tenure as per the Regular Pay option or for a limited plan tenure as per the Limited Pay option. Money backs are paid in the form of Guaranteed Annual payouts either in the last three plan years at 20%, 20% and 60% of basic Sum Assured or in the last five years of the plan at 20% of the basic Sum Assured every year. On maturity, the last instalment of the Guaranteed Payout and accrued reversionary bonuses including any Terminal Bonus As the death benefit the death Sum Assured is paid which is higher of the maturity Sum Assured or 10 or 7 times the premium payable yearly depending on the age of the policyholder. Future premiums are waived off and paid for by the company. The Guaranteed Annual Payouts will accrue when they fall due and on maturity, the vested bonuses including any Terminal Bonus is paid to the nominee Female lives are charged lower rates of premiums Eligibility Details