Gold Plan- 90 Days Gold Plan- 180 Days Details about Premium Annual premium in Rupees *The above details may vary. Please check the policy wordings for more information. Policy Details Sum Insured: Daily Cash amount of Rs.1000, 2000 and Rs.3000. Coverage type: Individual/ family Grace period: Grace Period of 30 days for renewing the policy is provided under this policy. Renewal Policies: Lifelong renewal. Policy termination: The policyholder can terminate the policy by giving the company a written notice. The company is liable to refund premium only if no claim has been made. Moreover, it will be done on the basis of the following table- *The above rates may vary. Please check the policy wordings for more details. Free look period: 15 days Additional Features or Riders Discounts With Optima cash you can now avail a discount of 5% for purchasing the policy online. Add two or more people to your policy and get an additional 10% family discount. Get a further 10% discount by opting for two years policy. Exclusions All treatments within the first 30 days of cover except incase of accidental injury. A waiting period of 2 years for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc. Expenses arising from HIV or AIDS Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments. Abuse of intoxicant or hallucinogenic substances Pregnancy, dental treatment, external aids and appliances unless covered under the Plan. Any item which is related to personal comfort and convenience. Experimental, investigative and unproven medical treatment
Companys claim form duly completed and signed for on behalf of the Insured Person. All reports, including but not limited to all medical reports, case histories, investigation reports, treatment papers, discharge summaries. A precise diagnosis of the treatment for which a claim is made. Eligibility Minimum Age- 5 years Maximum Age- 65 years A dependent child can be covered from the 91st day (if either parent is covered under this policy). 6 Outstanding Health Insurance Plans from Apollo Munich Get Apollo Munich Health Insurance Cover for Dengue at Rs 444 premium Around 16 Million Households to Get Healthy with Citibank and Apollo Munich Offered Health Insurance Services
Optima cash plan gives support at the time of hospitalization. It pays lump sum amount which can be further utilized towards hospitalization expenses. This policy covers additional expenses which otherwise remain uninsured in case of regular insurance plans. Key Features No pre policy medical check-up. Discount of 25% on online purchase. Covers incidental expenses during hospitalization. Less paperwork No medical bills required for claim. Option to choose your policy period for 1 or 2 years. This policy can be issued to an individual and/or family. Family members including spouse, dependent children. A family discount of 10% is offered if 2 or more family members are covered under the same policy. Coverage for additional expenses like attendants food, travel and accommodation.
Gold Plan- 90 Days Gold Plan- 180 Days Details about Premium Annual premium in Rupees *The above details may vary. Please check the policy wordings for more information. Policy Details Sum Insured: Daily Cash amount of Rs.1000, 2000 and Rs.3000. Coverage type: Individual/ family Grace period: Grace Period of 30 days for renewing the policy is provided under this policy. Renewal Policies: Lifelong renewal. Policy termination: The policyholder can terminate the policy by giving the company a written notice. The company is liable to refund premium only if no claim has been made. Moreover, it will be done on the basis of the following table- *The above rates may vary. Please check the policy wordings for more details. Free look period: 15 days Additional Features or Riders Discounts With Optima cash you can now avail a discount of 5% for purchasing the policy online. Add two or more people to your policy and get an additional 10% family discount. Get a further 10% discount by opting for two years policy. Exclusions All treatments within the first 30 days of cover except incase of accidental injury. A waiting period of 2 years for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc. Expenses arising from HIV or AIDS Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments. Abuse of intoxicant or hallucinogenic substances Pregnancy, dental treatment, external aids and appliances unless covered under the Plan. Any item which is related to personal comfort and convenience. Experimental, investigative and unproven medical treatment
Companys claim form duly completed and signed for on behalf of the Insured Person. All reports, including but not limited to all medical reports, case histories, investigation reports, treatment papers, discharge summaries. A precise diagnosis of the treatment for which a claim is made. Eligibility Minimum Age- 5 years Maximum Age- 65 years A dependent child can be covered from the 91st day (if either parent is covered under this policy). 6 Outstanding Health Insurance Plans from Apollo Munich Get Apollo Munich Health Insurance Cover for Dengue at Rs 444 premium Around 16 Million Households to Get Healthy with Citibank and Apollo Munich Offered Health Insurance Services
Optima cash plan gives support at the time of hospitalization. It pays lump sum amount which can be further utilized towards hospitalization expenses. This policy covers additional expenses which otherwise remain uninsured in case of regular insurance plans. Key Features No pre policy medical check-up. Discount of 25% on online purchase. Covers incidental expenses during hospitalization. Less paperwork No medical bills required for claim. Option to choose your policy period for 1 or 2 years. This policy can be issued to an individual and/or family. Family members including spouse, dependent children. A family discount of 10% is offered if 2 or more family members are covered under the same policy. Coverage for additional expenses like attendants food, travel and accommodation.
