Bharti AXA Health Insurance – FAQs-bharti-axa-health-insurance-plan

1. What is the process for online purchase of Bharti AXA Health Insurance Policy? You need to visit the insurers website to buy health insurance policy online. In case you require assistance, you can dial toll free number. If your age is below 56 years and you are looking for a sum insured equal to Rs. 2 Lakhs or your age is below 46 years and you are looking for a sum insured more than Rs. 2 Lakhs; also, you are not suffering from any pre-existing injury, diseases or condition, then you would not be required to get any pre-policy medical checkups done. Also, you would get a free quote online and instant issue of policy. Next, all you need to do is fill up the application form and pay the amount of premium through net banking or credit card. The policy documents would be posted as well as e-mailed to you. 2. How to avail reimbursement facility? The following are the steps to avail the reimbursement facility: The policyholder gets admitted into a hospital He takes the required treatment and clears the hospitalization bills. Gets all the original medical documents back from the hospital Submits the original as well as other necessary documents with the Third Party Administrator in addition to the claim form (appropriately filled) Third Party Administrator will evaluate those documents and process the claim payment in 21 days since the receipt of all the required documents. In case the claim gets rejected, a rejection letter shall be sent to the policyholder containing the reasons for the same. 3. Is there any age limit for buying Bharti AXA Health Insurance? Till what age are children covered under this policy? Bharti AXA Health Insurance covers the policyholder, his spouse and his 2 dependent children, equal to or below the age of 23 years. The policies offer by Bharti AXA Health Insurance offer lifelong renewability. If the age of your child is from 3 months to 5 years, then he or she is eligible be get coverage under the Bharti AXA family floater policy; however, it is must for at least one parent to be covered under the same policy. If you childs age is from 5 years to 23 years, then you would also have a choice to buy a separate health insurance policy for your child or continue with the family floater policy; as suitable. 4. What is the minimum and maximum sum insured amount available under Bharti AXA Health Insurance Policy? The least amount of sum assured available under Bharti AXA Health Insurance Policy is Rs. 2 Lacs, while, the maximum is Rs. 5 Lacs. 5. Does Bharti AXA Health Insurance Policy cover the hospitalization expenses occurred abroad? No, Bharti AXA health insurance covers only for the hospitalization expenses incurred in India. 6. What is the process for availing the cashless hospitalization facility under Bharti AXA Health Insurance? In event of hospitalisation in a listed hospital due to an emergency: The patient gets admitted into an empanelled hospital by presenting the Health Card issued by insurer The next step is to get the cashless claim form filled up by hospital and fax it to the Third Party Administrator on the fax number specified in the form or you can also submit it to the insurance help desk situated in the hospital The TPA shall then review your claim TPA shall then inform the policyholder along with the hospital about the claim status through email notification, SMS, or fax usually in 6 hours since the submission of the request TPA shall only approve the medical expenses that are covered under this policy. The expenses that are not covered under this policy shall be borne by the Policyholder The hospitalisation bills shall be settled directly by Bharti AXA General Insurance Company. 7. How to renew Bharti AXA Health Insurance Policy post a year? In order to renew your Bharti AXA Health Insurance Policy you need to call the insurers customer support help desk number. You might be interested following insurance plans provided by Bharti AXA: Bharti AXA Car Insurance Bharti AXA Two Wheeler Insurance Bharti AXA Home Insurance Bharti AXA Travel Insurance Bharti AXA personal Accident Top Bharti AXA Health Insurance Plans Reliance Classic Plan II