Coverage in case of Liability to Third Party under the plan-liberty-videocon-car-insurance

As is mandatory in Motor Vehicle act, Liberty Private Car package plans indemnifies the insured in the event of an accident caused by or arising out of the use of the vehicle against all sums which the insured shall become legally liable to pay in respect to a third party subject to the limits of liability as laid down in the Schedule hereto the Company. In the event of any death of or bodily injury to any person including occupants carried in the vehicle but except so far as it is necessary to meet the requirements of Motor Vehicles Act, the Company shall not be liable where such death or injury arises out of and in the course of the employment of such person by the insured under any its plans. Any liability towards the damage to property other than property belonging to the insured or held in trust or in the custody or control of the insured. In terms of and subject to the limitations of the indemnity granted by this section and covered within the scope of its car insurance plan to the insured, the Company will indemnify any driver who is driving the vehicle on the insured’s order or with insured’s permission provided that such driver shall as though he/she was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply. In the event of the death of any person entitled to indemnity under this plan the Company will in respect of the liability incurred by such person indemnify his/her personal representative in terms of and subject to the limitations of this Plan provided that such personal representative shall as though such representative was the insured observe fulfill and be subject to the terms exceptions and conditions of this Plan in so far as they apply. Liberty reserves the rights to arrange for representation at any Inquest or Fatal Inquiry in respect of any death which may be the subject of indemnity under this Plan and undertake the defense of proceedings in any Court of Law in respect of any act or alleged offence causing or relating to any event which may be the subject of indemnity under this Plan