Policyholder has to fill up an `Application form/ proposal form to buy this policy. Medical examination may be required in some cases, based on the sum assured and the age of the person. Eligibility Criteria Proposer must be 18 years of age. Dependents should be in the age group of 5 years to 70 years. Inclusions It gives basically three coverages Accidental death: In case death occurs within 12 months of bodily injury. Permanent total disability: This might happen due to accident or external means. Permanent partial disability: This might happen due to accident or external means. Table of benefits (Benefit) *For more information, please check the policy wordings. Exclusions Intentional self-injury is excluded. Injuries arising out of adventure activities like racing, mountaineering etc.
