Royal Sundaram Lifeline Health Insurance Overview-royal-sundaram-health-insurance

Lifeline Health Insurance Plans is a type of insurance plan which an individual can take for himself or for his family. Lifeline comes in three variants namely Lifeline Classic Health Insurance Plan Lifeline Supreme Health Insurance Plan Lifeline Elite Insurance Plan Lets look at the benefits and coverage of Royal Sundaram Lifeline Health Insurance Plans: Eligibility for Royal Sundaram Health Insurance Policy: Any individual aged between 18 years can apply for this Royal Sundaram mediclaim plan. Dependent children more than 91 days old and less than 25 years of age can be included under this plan. No maximum age requirement is there for this health insurance policy. A maximum of 6 members can be covered under a single lifeline insurance plan. Policy Tenure: Royal Sundaram mediclaim policy comes in the duration of 1, 2 and 3 years respectively. A special discount can be availed to the tune of 7.5% or 12% if one opts for 2 years and 3 years tenure respectively. Premium Payable and Zonal Pricing: The premium amount for Royal Sundaram mediclaim is formulated on the following basis: Applicants sum insured and age Applicants zone or location The amount of premium varies according to the sum insured, age and location of the applicant. Additionally, the premium depends on the `zone” where the applicant lives as payment of premium comes under the concept of “zonal pricing” as follows: Zone 1: It includes Delhi , Mumbai , Bangalore, Chennai, Pune, Kolkata, Hyderabad and Gujarat with 0% discount. Zone 2: Rest of India: 15% discount. Claim Process of Royal Sundaram Health Insurance Policy : In case of planned hospitalization, Royal Sundaram should be intimated within 48 hours prior to hospitalization and in case of emergency within 24 hours. The following details needs to be provided: Name of the insured person Hospital details Treating Doctors name Diagnosis Date of Hospitalization Expected Discharge