Salient Features of Oriental Health Insurance-oriental-health-insurance-plan

Oriental Health Insurance plans provide the much-needed financial cushion in case of a sudden or a planned hospitalization. Oriental Insurance offers various health plans so that you can pick a plan that fulfills your insurance expectations. Here are the key features of Oriental health plans Avail Cashless Treatment in the Network-Listed Hospitals- When you get hospitalized at a network-listed hospital, you get to enjoy a cashless treatment. No Initial Screening up to 55 Years old Individuals- This is one of the reasons why Oriental insurance mediclaim plans are a big hit. If pre-existing illnesses don’t let you enjoy a compressive insurance coverage, check out the insurance plans offered by Oriental health Comprehensive Health Coverage- Oriental health plans are formulated after considering the insurance needs of various individuals. To fulfill your insurance expectations, a comprehensive health insurance cover is offered. Daily Cash Allowance- When you are hospitalized, you get daily cash according to your sum insured. Highest Available Amount Insured- Oriental health has formulated plans that offer maximum sum insured to its insurance buyers. Enjoy Attractive Discounts on Premium- Who doesn’t like discounts? Oriental health plans are loaded with attractive discounts that make investing in health insurance worth every dime. Avail Quick Claim Settlement- An insurance company’s reputation is driven by its claim settlement process. Oriental health offers a smooth, easy and hassle-free claim experience to its insurance buyers. Lifelong renewability is offered- No matter how old you are, if you are covered by an Oriental health plan, you can enjoy its insurance benefits lifelong. Portability Option is Available- If you have an unpleasant experience with Oriental Insurance then you can easily switch to another insurance provider of your choice. On the other hand, if you are fed up with your current insurance provider or policy, you can switch to Oriental health and avail better insurance benefits. Advantages of Buying Oriental Health Insurance Here are the advantages of buying Oriental health insurance policies. In-patient hospitalization Costs- Expenses like boarding expenses, room rent, nursing charges, ICU charges, OT charges, medical professional’s fee, medicine bills, etc. are covered. Pre-hospitalization Costs- Pre-hospitalization costs incurred before hospitalization are covered for a time period of 30 days. Post-hospitalization Costs- Post-hospitalization incurred after the hospitalization are covered for a time period of 60 days. Hospital Cash- Daily cash benefit is provided to meet the non-medical costs. Domiciliary Treatment Costs- Up to a specific time period, domiciliary treatment costs are covered. Day Care Procedures or Treatment- As per your plan, day care procedures/treatment are covered. Organ Donor Charges- For organ donation, donor charges are covered according to the selected plan. Maternity Cover- Maternity coverage for infant and mother is available. Convalescence Benefit- Convalescence coverage is offered as mentioned in the chosen policy. Tax Benefits-Tax deductions are offered for the payment of insurance premiums, as per section 80D of the IT Act, 1961. The Various Plans Offered by Oriental Health Insurance are as: Oriental Individual MediclaimPlan Oriental Happy Family Floater Plan Oriental Overseas Mediclaim Plan Oriental Group Mediclaim Plan Jan Arogya Plan Group Mediclaim Plans for Bank account Holder/Employee Oriental Bank Mediclaim Plan PNB Oriental Royal Mediclaim Plan Thana Janta Sahakari Bank Mediplus Plan Health of Privileged Elders (HOPE) Plan Pravasi Bharatiya Bima Yojana(PBBY) Plan