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IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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Details About Premium Annual premium in Rupees for a policy tern of 25 years Policy Details Grace Period: 30 days grace period is allowed for payment of premium Policy Termination or Surrender Benefit: there is no option of surrendering the plan. Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Additional Features or Riders Premium discounts are given for non-smokers Exclusions In case of suicide committed within 12 months of policy inception the premium paid is refunded. In case of suicide within 12 months after revival only 80% of premiums paid are returned to the nominee. For the rider, accidents due to infection, drug abuse, self-inflicted injury, war or civil commotion, criminal acts, aviation, etc. are excluded.

The nominee gets the Sum Assured on death of the policyholder under Option I Under Option II, in case of accidental death, additional SA is paid which is equal to the basic SA but not exceeding 50 lakhs Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.

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Introduction/Overview iProtect Plan is a non-participating pure term plan which is available for purchase through the companys website. Like a term plan, this plan also provides high protection at very low premium rates. Key Features It is a pure term insurance plan with regular pay premium paying options There are two types of benefit options: Option I and II where there is an inbuilt Accidental Rider in Option II Simple application process

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Details About Premium Annual premium in Rupees for a policy tern of 25 years Policy Details Grace Period: 30 days grace period is allowed for payment of premium Policy Termination or Surrender Benefit: there is no option of surrendering the plan. Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Additional Features or Riders Premium discounts are given for non-smokers Exclusions In case of suicide committed within 12 months of policy inception the premium paid is refunded. In case of suicide within 12 months after revival only 80% of premiums paid are returned to the nominee. For the rider, accidents due to infection, drug abuse, self-inflicted injury, war or civil commotion, criminal acts, aviation, etc. are excluded.

Introduction/Overview iProtect Plan is a non-participating pure term plan which is available for purchase through the companys website. Like a term plan, this plan also provides high protection at very low premium rates. Key Features It is a pure term insurance plan with regular pay premium paying options There are two types of benefit options: Option I and II where there is an inbuilt Accidental Rider in Option II Simple application process

The nominee gets the Sum Assured on death of the policyholder under Option I Under Option II, in case of accidental death, additional SA is paid which is equal to the basic SA but not exceeding 50 lakhs Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.