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Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person. New Delhi Marathon to be sponsored by IDBI Federal Life Insurance 8 Day Claim Settlement Guarantee by IDBI Federal Seven New Plans by IDBI Federal Life Insurance
It is a participating plan with limited and regular premium payment option Guaranteed Annual Payouts and bonuses boost the corpus The term of the annual payouts depend on the policy term
Guaranteed Annual Payouts are paid out in the last 3 years @ 20%, 20% and 60% of the Maturity Sum Assured or in the last 5 years @ 20% every year On maturity, the last instalment of the Annual Payouts along with the vested reversionary bonuses + terminal bonus, if any, is paid to the policyholder. On death of the policyholder, the death SA is paid immediately. Future premiums are waived off and are taken care of by the company. The child will receive the Guaranteed Annual Payouts as usual even if the policyholder is not around Vested Reversionary bonuses and terminal bonus, if any, is paid at the end of the policy term The Death Sum Assured is defined as the higher of the maturity SA or 10 / 7 times the annual premium Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Childsurance Savings Protection Insurance Plan is a traditional participating Child plan which takes care of the childs needs even if the parent is not around.
Childsurance Savings Protection Insurance Plan is a traditional participating Child plan which takes care of the childs needs even if the parent is not around.
