Insuremile
IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.

On death, the Sum Assured on death + accrued reversionary bonuses + Terminal Bonus, if any, is paid The Sum Assured on death is higher of 10 times or 7 times the annual premium as per age or the basic Sum Assured The death benefit should be a minimum of 105% of all premiums paid till death On maturity, the vested reversionary bonus and Terminal Bonus, if any, is paid On survival till every 5 years, money back benefits will be paid as a % of Sum Assured depending on the policy term chosen Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.

Details About Premium Benefit Illustration for a policy term and PPT of 15 years Policy Details Grace period: 30 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the policy lapses Policy termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 3 full years premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV). GSV = GSV % of premiums paid net of survival benefits already paid Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions Loan is available under the plan @ 90% of Surrender Value Additional features or riders The following 4 riders are available to customize the plan: a) Accident Benefit Rider b) Family Income Benefit Rider c) Shriram Extra Insurance Cover Rider d) Shriram Critical Illness cover Rider Rebates are allowed for high SA ranges of 5 lakhs and above Discounts in premium for advance premium payments Exclusions In case of suicide within 12 months of policy inception 80% of premiums paid will be paid and in case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value will be paid

Introduction/Overview New Akshay Nidhi Plan is a traditional participating Money-back plan which provides income at periodic intervals to take care of cash requirements at important junctures of life Key Features It is a participating money back plan with regular premium payment options Survival benefits start from the end of 5th year itself

https://insuremile.in/family-income-plan/ urllinkcontent: Copy linkDHFL Pramerica Family Income health insurance – compare Quotes policy – Insuremile nextrowlinkcontent Life insurance - Compare Kotak Preferred e Term Insurance Plans - Insuremile urllinkcontent: Life insurance – Compare Kotak Preferred e Term Insurance Plans – Insuremile nextrowlinkcontent https://insuremile.in/family-first-plan/ urllinkcontent: DHFL Pramerica Family First health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/wellsurance-woman-policy/ urllinkcontent: Copy linkTATA AIG Wellsurance Woman health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/triple-anand-advantage-plan/ urllinkcontent: Travel Insurance – Compare Future Generali Triple Anand Advantage Travel Insurance quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/progrowth-maximiser-plan/ urllinkcontent: HDFC SL ProGrowth Maximiser health insurance – compare Quotes policy – Insuremile nextrowlinkcontent https://insuremile.in/insure-smart-plan/ urllinkcontent: Canara HSBC OBC Life Insure Smart Plan nextrowlinkcontent https://insuremile.in/lifeshield-plus-plan/ urllinkcontent: Aviva LifeShield Plus nextrowlinkcontent "https://insuremile.in/vision-lifesecure-plan/ urllinkcontent: BSLI Vision LifeSecure Plan nextrowlinkcontent https://insuremile.in/young-scholar-advantage-plan/ urllinkcontent: Aviva Young Scholar Advantage nextrowlinkcontent

Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.

On death, the Sum Assured on death + accrued reversionary bonuses + Terminal Bonus, if any, is paid The Sum Assured on death is higher of 10 times or 7 times the annual premium as per age or the basic Sum Assured The death benefit should be a minimum of 105% of all premiums paid till death On maturity, the vested reversionary bonus and Terminal Bonus, if any, is paid On survival till every 5 years, money back benefits will be paid as a % of Sum Assured depending on the policy term chosen Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.

Details About Premium Benefit Illustration for a policy term and PPT of 15 years Policy Details Grace period: 30 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the policy lapses Policy termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 3 full years premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV). GSV = GSV % of premiums paid net of survival benefits already paid Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions Loan is available under the plan @ 90% of Surrender Value Additional features or riders The following 4 riders are available to customize the plan: a) Accident Benefit Rider b) Family Income Benefit Rider c) Shriram Extra Insurance Cover Rider d) Shriram Critical Illness cover Rider Rebates are allowed for high SA ranges of 5 lakhs and above Discounts in premium for advance premium payments Exclusions In case of suicide within 12 months of policy inception 80% of premiums paid will be paid and in case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value will be paid

Introduction/Overview New Akshay Nidhi Plan is a traditional participating Money-back plan which provides income at periodic intervals to take care of cash requirements at important junctures of life Key Features It is a participating money back plan with regular premium payment options Survival benefits start from the end of 5th year itself