Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Details About Premium Benefit Illustration for a policy term of 20 years and PPT of 10 years Policy Details Grace Period: 30 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the policy lapses Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 3 full years premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV). GSV = GSV % of premiums paid and GSV of vested bonuses Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
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On death, the Sum Assured on death + accrued reversionary bonuses + Terminal Bonus, if any, is paid The Sum Assured on death is higher of 10 times or 7 times the annual premium as per age or twice the basic Sum Assured The death benefit should be a minimum of 105% of all premiums paid till death On maturity, the basic Sum Assured and the vested reversionary bonus and Terminal Bonus, if any, is paid Post the payment of maturity benefit, the plan continues and on death of the policyholder after the end of the term and before turning 100, additional Sum Assured is paid without bonuses Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.
New Shri Raksha Plan is a traditional participating plan which combines the benefits of term insurance, endowment and whole life plan thus providing a composite benefit to the policyholder.
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Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Details About Premium Benefit Illustration for a policy term of 20 years and PPT of 10 years Policy Details Grace Period: 30 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, the policy lapses Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 3 full years premium has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV). GSV = GSV % of premiums paid and GSV of vested bonuses Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
On death, the Sum Assured on death + accrued reversionary bonuses + Terminal Bonus, if any, is paid The Sum Assured on death is higher of 10 times or 7 times the annual premium as per age or twice the basic Sum Assured The death benefit should be a minimum of 105% of all premiums paid till death On maturity, the basic Sum Assured and the vested reversionary bonus and Terminal Bonus, if any, is paid Post the payment of maturity benefit, the plan continues and on death of the policyholder after the end of the term and before turning 100, additional Sum Assured is paid without bonuses Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.
New Shri Raksha Plan is a traditional participating plan which combines the benefits of term insurance, endowment and whole life plan thus providing a composite benefit to the policyholder.
