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In case of suicide within 12 months of policy inception 80% of premiums paid will be paid and in case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value will be paid
Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
On death, the Sum Assured on death and vested reversionary bonuses including terminal bonus if any is payable. The Sum Assured on death will be higher of 10 or 7 times the annual premium paid or basic SA + additional death benefit The additional death benefit is the discounted value of 25% of the SA payable in the last 4 years of the policy and Family Income Benefit which is the monthly income @ 1% of SA from date of death till end of term The benefit can be taken either in lump sum or 25% of SA in the last 4 years and regular monthly incomes On survival, 25% of the basic SA is paid in the last 4 years of the policy On maturity, aggregate of the reversionary bonuses and Terminal Bonus, if any is paid Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.
New Shri Vidya Plan is a traditional participating child plan which guarantees the childs future even if the parent is not around by providing enhanced benefits.
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In case of suicide within 12 months of policy inception 80% of premiums paid will be paid and in case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value will be paid
Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and necessary KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
On death, the Sum Assured on death and vested reversionary bonuses including terminal bonus if any is payable. The Sum Assured on death will be higher of 10 or 7 times the annual premium paid or basic SA + additional death benefit The additional death benefit is the discounted value of 25% of the SA payable in the last 4 years of the policy and Family Income Benefit which is the monthly income @ 1% of SA from date of death till end of term The benefit can be taken either in lump sum or 25% of SA in the last 4 years and regular monthly incomes On survival, 25% of the basic SA is paid in the last 4 years of the policy On maturity, aggregate of the reversionary bonuses and Terminal Bonus, if any is paid Income tax benefit on the premium paid as per Section 80C and on claims received as per Section 10(10D) of the Income Tax Act.
New Shri Vidya Plan is a traditional participating child plan which guarantees the childs future even if the parent is not around by providing enhanced benefits.
