Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person. Top Bharti AXA Health Insurance Plans
On maturity, the basic SA along with the aggregate simple reversionary bonuses and Terminal Bonus, if any, is paid to the policyholder On death of the policyholder , higher of the basic SA on Maturity including Simple reversionary bonuses and Terminal Bonus, if any, or 11 times the annual premiums subject to a minimum of 105% of premiums paid is payable Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
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Details About Premium Annual premium in Rupees Policy Details Grace Period: 30 days grace period is allowed for premium payment in all modes. If policyholder fails to make payment within the grace period, the policy lapses Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 2 or 3 full years premiums has been paid. The Surrender Value will be higher of the Guaranteed Surrender Value or the Special Surrender Value. GSV = GSV Factor * cumulative annual premiums paid including the GSV of Simple Annual Reversionary bonuses Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Additional Features or Riders The following riders are available under the plan: Bharti AXA Life Hospi Cash Rider Bharti AXA Life Premium Waiver Rider Exclusions In case of suicide committed within 12 months of policy inception only 80% of premiums paid are returned to the nominee. In case of suicide within 12 months of revival, higher of 80% of premiums paid or acquired Surrender Value is paid.
Introduction/Overview Samriddhi Plan is a traditional participating Endowment Assurance plan to build a corpus through regular savings thereby taking care of the familys future needs and requirements Key Features It is a participating plan with limited and regular premium payment option Simple reversionary bonuses and Terminal Bonus increase the corpus
