Though the two-wheeler package plan provides a comprehensive coverage there are certain conditions which are excluded from the scope of the coverage provided. The following list shows the exclusions applicable under the plan wherein damage to the vehicle or its accessories due to the following circumstances is excluded.pul styletext-align justify liAgeing of the vehicle or depreciationli liElectrical breakdown or even mechanical oneli liDriving without a valid license or under the influence of alcohol or drugsli ulh2 styletext-align justifystrongWhy SBI General Two Wheeler Planstrongh2p styletext-align justifyAny customer wanting to buy an insurance plan always wants to have a smooth claim processing and handling experience from the insurer. SBI General has a dedicated and an experienced team to handle the respective claims raised by individuals. The team strives to provide a fast and fair claim settlement experience so that the customer does not have to undergo useless hassles.