IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119
CIN: U72900KA2018PTC110119
Insurance for Scooters
Keep your vehicle safe. Use InsureMile to be protected.
You can get where you need to go fast, simply, and economically with your scooter. Your scooter
is an important part of your everyday routine, whether you use it to get to work, college, or just
the local store. However, unanticipated damage, theft, or accidents can occur at any time. For
this reason, InsureMile’s scooter insurance makes perfect sense.
We relieve the burden of protecting your scooter. Our programs are straightforward to
administer and comprehend. Simple coverage that will offer you peace of mind every time you
drive—no lengthy paperwork or cryptic jargon.
The Significance of Scooter Insurance
Although scooters are more exposed on the road than vehicles, they are also more portable and
practical. Even one bump or accident might result in expensive repairs or, worse, damage. You
won’t have to pay for repairs, medical expenses, or legal troubles out of pocket when you have
InsureMile’s scooter insurance. The important thing is that you’re covered.
Covered by Our Scooter Insurance:
● Accidents: We can help if your scooter sustains damage in an accident.
● Third-party Liability: We take care of other people’s injuries or property damage.
● Theft Protection: You won’t be left defenseless if your scooter is stolen.
● Natural catastrophes: fire, storms, and floods? The loss will be covered by your policy.
● Man-made Events: Vandalism or riots? We will repair the harm.
Get financial assistance in the event of an injury or worse with personal accident coverage.
It goes beyond just checking a box while using InsureMile. When things go wrong, it’s important
to know that you have support.
Simple Renewal of Scooter Insurance
Have a policy with us already? Fantastic. The scooter insurance renewal process is as easy as
the first sign-up.
We are aware of how inconvenient dealing with scooter insurance renewals may be. Stress at
the last minute, lengthy conversations, and unclear forms are not here. With InsureMile, you can
quickly renew your policy online, receive helpful assistance when needed, and receive
reminders in advance.
Advantages of extending with us:
● Retention of no claim bonuses
● Continuous, uninterrupted coverage
● Certificate of instant scooter insurance renewal
● Easy-to-use digital procedure
Avoid waiting until the expiration of your current coverage. Stay insured at all times by renewing
your scooter insurance with us.
How to Begin
Scooter insurance is easy to obtain. We understand that you are busy, therefore we have made
the procedure simple. We are available for both online and in-person interactions, depending on
your preference.
How to Obtain Insurance:
● Enter your registration information, scooter model, and year of manufacture.
● Select your plan according to the level of coverage you desire.
● Obtain a quotation to see the upfront cost of your premium. Not a surprise.
● Pay using a secure gateway to ensure speedy transactions.
● Your policy has been downloaded. Ride with assurance.
It’s that simple.
Who Needs to Purchase Insurance for Scooters?
You need insurance if you own a scooter. In most locations, it’s the law, not simply advise.
Beyond the legal aspect, though, it’s about responsibility.
If you’re:
A college student making the daily commute
A full-time rider for deliveries
An adventurer for the weekend
A novice cyclist
You’re ready for anything if you have scooter insurance.
There is always a chance of theft or weather damage, even if your scooter is parked most of the
time. You can save a lot of money later by paying a modest price today.
Just Why Pick InsureMile?
We understand that when it comes to insurance, you have options. Why us, then? Because we
avoid making things more difficult than necessary. InsureMile provides you with:
● Plans that are affordable and free of misleading frills and hidden costs.
● Since waiting doesn’t help, we often resolve claims quickly.
● Assistance When Needed We can assist you via phone, chat, or email.
● Basic Words To read our policies, you won’t require a dictionary.
● Adaptable Choices, Select what works best for you. Also available are add-ons.
Thousands of bikers just like you have benefited from our protection. We also intend to stay
here for the long haul.
Options for Add-ons
Do you want to increase your level of protection? Your base plan can have additional choices
added to it.
● Get the whole claim amount without depreciation reductions with Zero Depreciation
Coverage.
● Provides coverage for damage caused by oil or water leaks.
● In the event that your scooter breaks down in the middle, roadside assistance can help.
● Provide your companion with additional accident protection.
These add-ons are not required. You choose what works for you. That’s all.
Have You Forgotten to Renew Your Scooter Insurance?
It occurs. We forget sometimes. You can still renew with InsureMile, so don’t worry.
Do not hesitate to contact us if your coverage has expired. We’ll walk you through the steps and
promptly re-insure your scooter. Remember that lapsed scooter insurance renewals may require
an inspection.
The best guidance? To ensure you don’t miss any upcoming dates, set a reminder or enable
auto scooter insurance renewal with us.
Advice on Lowering Premiums
Do you want to reduce the cost of your scooter insurance? Here are some suggestions:
● You can preserve your no-claim incentive if you pay out of pocket for minor losses.
● Renew on schedule to prevent delays and additional fees.
● Install security equipment; anti-theft locks might reduce your insurance costs.
● Make use of your no-claim incentive, which increases your discount each year you go
without a claim.
● Select only the necessary accessories; don’t choose things just because they sound
good.
You may save a lot of money tomorrow by being wise today.
Are You Prepared to Get Scooter Insurance?
Nobody likes to consider mishaps or damage. Ignoring it, however, won’t eliminate the risk. By
selecting InsureMile’s scooter insurance, you’re making the wise, responsible, and secure
decision.
We are thus prepared to assist you, whether you are wanting for scooter insurance renewal or
are insured for the first time. Reach out and ride with assurance.
Do You Still Have Questions? Give us a call. Talk to us. Send us an email. We’re always
available to help make things simple and clear. That’s what InsureMile guarantees. commitment to the scooter insurance policy
From accidents to stealing, our plans have you covered, ensuring both you and your scooter are protected against various threats.
Our third-party scooter insurance will safeguard you financially in the event of a third-party penalty while also ensuring that you comply with all applicable legal requirements.
Renewing your car insurance has never been this simple. With our car insurance renewal online service, you can extend your coverage effortlessly. We understand that your time is valuable, so we’ve streamlined the renewal process to save you time and provide you with uninterrupted protection for your vehicle..
To accommodate a wide variety of scooter riders, Insuremile offers a wide variety of insurance policies. Our variety of plans guarantees that everyone can find something that suits their needs, whether they are regular riders or just occasionally hit the road. Read up on our policies to find the ones that work best with your scooter and way of life.
The amount that your scooter insurance costs is what you would like to know. With the information it offers, our calculator can assist you in making informed decisions regarding your insurance coverage. Our goal in everything we do is to be honest.
When you think about insurance compensations, do you ever wonder what goes into them? Here at Insuremile, we believe in being honest and providing personalized pricing. Your premium is based on a number of things, including your riding record, the range you select, and the type and ideal scooter you possess.
Secure yourself with a full-proof insurance against expensive damages and third party obligations.
Is your bike braced with an insurance? Don't forget, the Motor Vehicles Act, 1988, makes two-wheeler insurance mandatory.
Meet all your costly medical requirements without worry or second thought. Just be insured with us.
Are you excited to try out the ease of buying scooter insurance online?
Insuremile: Where Your Ride’s Safety is Our Top Priority. Ride on securely!
Obtain coverage instantly, eliminating the days of waiting to secure protection for your scooter.
Our online platform prioritizes the security of your transactions, providing a safe and reliable purchasing experience.
Many people derive the maximum value from owning a scooter. They get to comfortably ride to their workplace. In case they need to visit a party or get together, they take their scooter there. The need to wait for public transport at a bus or a metro stand is done away with.Similarly, on a weekend, if they have the drive to visit a nearby picnic spot, up to 40 km away, they ride
with two pillion riders, one adult and one child.It is easy to see that there is no end to the degree of convenience that a scooter brings to a user’s life.
This is irrespective of whether one prefers to ride alone or with a pillion or two.Now, the way to make sure that your scooter delivers a top performance is to make sure that it keeps serviced at all times. But, keeping your scooter insured is equally important.
If in unforeseen circumstances, you meet with an accident, four expenses will form your core focus areas.
1. Getting your scooter repaired could be a pain. Basic expenses involved, you should be able to comfortably bear. However, if your scooter’s body or engine gets damaged, you will want to have insurance in place that bears the related expenses.
2. The second expense is a lot more important than the first category mentioned. Many people in the world are well equipped, financially to bear the loss of a scooter. They are in a position to easily bear the associated expenses if their scooter gets damaged. This category involves repair
expenses associated with the scooter, or replacing the scooter altogether.
However, the loss of health associated with the scooter bothers. The key reason for the same is that you want to be healthy for every moment of your life. This is not just when you drive the scooter.At times, one needs to bear elaborate health expenses after having a scooter accident. This may involve one’s arms, legs, back, or even one’s neck, in some rare cases. Even speculating about the nature of injuries that could be involved would be incorrect. But, being insured is going to keep one covered on all fronts.
3. In the rare case when one’s scooter gets stolen from the parking location at one’s home or any alternate location, one will want one’s insurance agency to pay the expenses associated with one’s scooter.
4. If a rider happens to hit a pedestrian in error when riding a scooter, your insurance agency can pay for the victim’s health expenses.
These are just a few types of scooter insurances that are available at your disposal.
Visit INSUREMILE today to buy all types of scooter insurance that you deem appropriate and make life convenient at many levels.
Third Party Liability insurance is mandatory for all vehicles plying on public
roads in India. This covers Liability for injuries and damages to others that you are responsible for. In addition, it is prudent to cover loss or damages to the vehicle itself by way of a Comprehensive/Package policy or a Bundled Policy or a Standalone Own Damage Policy in addition to your Liability Only Policy, which covers both “Liability” as well as “Own damage” to Insured vehicle
Yes, it is mandatory to have a valid PUC Certificate on the date of renewal of the insurance policy.
Own-Damage (OD) cover under Bundled Policy is valid for period of one year and hence, OD section should be renewed on expiry of one-year period. However, Third Party cover under the Bundled Policy is valid for three years (for new Private Cars) or five years (for new Two-wheelers) and hence, it should be renewed on expiry of 3 or 5 year period as the case may be.
Yes, the insurance can be transferred to the buyer of the vehicle, provided the seller informs in writing of such transfer to the insurance company. A fresh proposal form needs to be filled in. There is a nominal fee charged for the transfer of insurance along with pro-rata recovery of NCB from the date of transfer till policy expiry. It may be noted that transfer of ownership in comprehensive/package policies has to be recorded within 14 days from the date of transfer failing which no claim will be payable for own damages to the vehicle.
The premium for scooter insurance is calculated based on factors such as the scooter’s make and model, age, engine capacity, location, usage (personal or commercial), previous claims history, and optional add-ons.
Yes, you can renew your scooter insurance policy even after it expires. However, it’s advisable to renew it before the expiry date to avoid a lapse in coverage and potential penalties.
Yes, you have the right to change your scooter insurance company every year if you find a provider that better suits your needs or offers more competitive rates. You can switch insurers during policy renewal.
Yes, you can cancel your Scooter insurance policy at any time. You do not have to wait until the end of the policy period to cancel it.
Yes, under Section 80EEB of the Income Tax Act, electric vehicle owners can avail themselves of a tax exemption.
To claim the tax exemption, you will need:
No, the tax exemption under Section 80EEB is specifically for the interest paid on loans taken for the purchase of electric vehicles. If you buy an electric scooter without a loan, you cannot claim this exemption.
If the rider holds a valid license, damages are covered but conditions differ with each insurer.
Yes, but coverage is different by insurer. Electric scooters can be subject to special insurance.
Timely renewal ensures continuous claim eligibility. If there’s a gap between expiry and renewal, claims during that gap period will not be honored.
Only if declared during the policy purchase or renewal. Unreported modifications may lead to claim rejection.
Generally, gearless scooters (like Activa or Scooty Pep) may have lower premiums due to lower engine capacity and less aggressive riding patterns compared to geared bikes.
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