Let Us Insure Your Happiness!

Are you excited to try out the ease of buying scooter insurance online?

1. Visit our site: Head to the Insuremile website to explore our scooter insurance options.
2. Policy Selection: Choose the scooter insurance policy that aligns with your needs and preferences.
3. Fill in Details: Input the necessary details for a personalized quote.
4. Premium Calculation: Use our premium calculator to understand the costs associated with your chosen coverage.
5. Secure Payment: Complete your purchase with a secure online payment.
6. Instant Confirmation: Receive instant confirmation of your coverage. Your scooter is now protected with Insuremile!

Insuremile: Where Your Ride’s Safety is Our Top Priority. Ride on securely!

• Instant Coverage:

Obtain coverage instantly, eliminating the days of waiting to secure protection for your scooter.

• Secure Transactions:

Our online platform prioritizes the security of your transactions, providing a safe and reliable purchasing experience.

Many people derive the maximum value from owning a scooter. They get to comfortably ride to their workplace. In case they need to visit a party or get together, they take their scooter there. The need to wait for public transport at a bus or a metro stand is done away with.Similarly, on a weekend, if they have the drive to visit a nearby picnic spot, up to 40 km away, they ride
with two pillion riders, one adult and one child.It is easy to see that there is no end to the degree of convenience that a scooter brings to a user’s life.
This is irrespective of whether one prefers to ride alone or with a pillion or two.Now, the way to make sure that your scooter delivers a top performance is to make sure that it keeps serviced at all times. But, keeping your scooter insured is equally important.
If in unforeseen circumstances, you meet with an accident, four expenses will form your core focus areas.
1. Getting your scooter repaired could be a pain. Basic expenses involved, you should be able to comfortably bear. However, if your scooter’s body or engine gets damaged, you will want to have insurance in place that bears the related expenses.
2. The second expense is a lot more important than the first category mentioned. Many people in the world are well equipped, financially to bear the loss of a scooter. They are in a position to easily bear the associated expenses if their scooter gets damaged. This category involves repair
expenses associated with the scooter, or replacing the scooter altogether.
However, the loss of health associated with the scooter bothers. The key reason for the same is that you want to be healthy for every moment of your life. This is not just when you drive the scooter.At times, one needs to bear elaborate health expenses after having a scooter accident. This may involve one’s arms, legs, back, or even one’s neck, in some rare cases. Even speculating about the nature of injuries that could be involved would be incorrect. But, being insured is going to keep one covered on all fronts.
3. In the rare case when one’s scooter gets stolen from the parking location at one’s home or any alternate location, one will want one’s insurance agency to pay the expenses associated with one’s scooter.
4. If a rider happens to hit a pedestrian in error when riding a scooter, your insurance agency can pay for the victim’s health expenses.
These are just a few types of scooter insurances that are available at your disposal.

Visit INSUREMILE today to buy all types of scooter insurance that you deem appropriate and make life convenient at many levels.

Third Party Liability insurance is mandatory for all vehicles plying on public
roads in India. This covers Liability for injuries and damages to others that you are responsible for. In addition, it is prudent to cover loss or damages to the vehicle itself by way of a Comprehensive/Package policy or a Bundled Policy or a Standalone Own Damage Policy in addition to your Liability Only Policy, which covers both “Liability” as well as “Own damage” to Insured vehicle

Yes, it is mandatory to have a valid PUC Certificate on the date of renewal of the insurance policy.

Own-Damage (OD) cover under Bundled Policy is valid for period of one year and hence, OD section should be renewed on expiry of one-year period. However, Third Party cover under the Bundled Policy is valid for three years (for new Private Cars) or five years (for new Two-wheelers) and hence, it should be renewed on expiry of 3 or 5 year period as the case may be.

Yes, the insurance can be transferred to the buyer of the vehicle, provided the seller informs in writing of such transfer to the insurance company. A fresh proposal form needs to be filled in. There is a nominal fee charged for the transfer of insurance along with pro-rata recovery of NCB from the date of transfer till policy expiry. It may be noted that transfer of ownership in comprehensive/package policies has to be recorded within 14 days from the date of transfer failing which no claim will be payable for own damages to the vehicle.

The premium for scooter insurance is calculated based on factors such as the scooter’s make and model, age, engine capacity, location, usage (personal or commercial), previous claims history, and optional add-ons.

Yes, you can renew your scooter insurance policy even after it expires. However, it’s advisable to renew it before the expiry date to avoid a lapse in coverage and potential penalties.

Yes, you have the right to change your scooter insurance company every year if you find a provider that better suits your needs or offers more competitive rates. You can switch insurers during policy renewal.

Yes, you can cancel your Scooter insurance policy at any time. You do not have to wait until the end of the policy period to cancel it.

Yes, under Section 80EEB of the Income Tax Act, electric vehicle owners can avail themselves of a tax exemption.

To claim the tax exemption, you will need:

• Proof of the loan taken for purchasing the electric vehicle.
• Interest payment certificate from the lender.
• Purchase invoice of the electric vehicle.

No, the tax exemption under Section 80EEB is specifically for the interest paid on loans taken for the purchase of electric vehicles. If you buy an electric scooter without a loan, you cannot claim this exemption.